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Alongside its remarkable growth, problematic Bitcoin investment (BI) behavior and its associated negative consequences have become prevalent, and only a few studies have examined it. Therefore, this study aims to examine problematic BI behavior by investigating its specific antecedents and consequences and identifying which antecedents were more influential in it. In addition, we also examine the role of financial literacy on the relationship between the antecedents and problematic BI behavior.

We collected survey data from 413 investors with Bitcoin investment experience in 2018, when a Bitcoin frenzy occurred. The partial least squares method was used to test the proposed research model.

The results show that prudent, negative urgency, overexpectation and sensation seeking are positively associated with problematic BI behavior, while restraint is negatively associated. Problematic BI behavior is negatively related to investor well-being. Our findings also indicate that both objective and subjective financial literacy moderate the relationship between the antecedents and problematic BI behavior. Four types of investors in terms of their objective and subjective Bitcoin knowledge show different patterns in the relationship between the antecedents and problematic BI behavior.

This study offers insights for researchers by providing a deeper understanding of the contextual antecedents of problematic BI behavior and the role of financial literacy in it. This study provides detailed implications for financial institutions, policymakers, and regulators to guide rational Bitcoin investment behaviors.

This paper seeks to decrease the soldering temperature of capacitors using Sn‐Bi plated Sn‐3.5 wt%Ag solder.

Sn‐Bi layers were electroplated on Sn‐3.5 wt%Ag solder. As soldering examples, type 1608 capacitors electroplated with Sn, and printed circuit boards (PCBs) with a surface coating of electroless‐plated Ni/Au, were selected. Sn‐3.5Ag foil coupons plated with Sn‐95.7 wt%Bi were inserted as solder between the capacitors and the lands on the PCBs. The samples were reflowed at 220°C, which is below the normal reflow temperatures of around 240 ∼ 250°C used with Pb‐free solders. During heating, Bi in the plated layer diffuses into the Sn‐3.5Ag core solder resulting in a transient decrease in soldering temperature based on the concept of transient liquid phase bonding.

The joints made with the Sn‐95.7%Bi plated Sn‐3.5Ag solder at 220°C showed good appearance, and evidence of significant Bi segregation was absent in the microstructure. The shear strengths of the capacitor joints bonded with Sn‐95.7%Bi plated Sn‐3.5%Ag solder were approximately 5,000‐6,000 gf. After 1,000 thermal cycles between −40 and +125°C, the shear strengths of the joints decreased approximately 5‐10 percent from the strengths in the as‐reflowed state for all plated solders. This confirmed that the soldered joints were stable and not significantly degraded by thermal cycles.

Reduced temperature soldering using Sn‐Bi plated Sn‐3.5%Ag solder was applied to attach capacitors to PCBs. In a production application, the foil coupons could be replaced by pre‐solder on the PCB pads.

The purpose of this paper is to investigate a Pb‐free solder alternative, specifically the effect of Bi on the microstructure and tensile strength of Sn‐3.7Ag solders casted under different cooling rates.

Sn‐3.7Ag solder paste was mechanically blended with different percentages of Bi particles (99.999 percent) to form composite solder pastes. The solder paste was cast under different cooling rates to form dog‐bone shape samples for tensile testing. The solder samples were subjected to tensile testing on an INSTRON 5543 tester with loading rate 10⁻³ s⁻¹. Both the as‐cast and tensile‐tested samples were mounted, ground and polished for microstructure and fracture surface analysis. Scanning electron microscopy/Energy dispersive X‐ray spectroscopy was used to characterize the microstructure, morphology, and composition.

The tensile strength of Sn‐3.7Ag solder increased with increased Bi addition. However, elongation decreased with increased Bi addition. The tensile strength of Sn‐3.7Ag‐xBi (x=0, 1, 2, 3, 4 wt%) solders increased with increased cooling rates when Bi is lower than 3 wt%. The reason for improved strength of Sn‐3.7Ag‐xBi solders is the result of the combination of the solid solution strengthening and precipitation strengthening effects of Bi.

Tensile testing Bi reinforced Sn‐3.7Ag solder formed under different cooling rates is new in the paper. With the additions of Bi to Sn‐3.7Ag, the solder strength has been increased, which may be beneficial to the electronics industry and other researchers seeking a better replacement for Sn−Pb solder.

The purpose of this paper is to study Bi‐11Ag solder for higher application temperatures. The aim of the research work was to determine the soldering, thermal and mechanical properties of Bi‐11Ag solder.

To determine the melting point interval of experimental Bi‐11Ag solder, DSC analysis was performed. The contact angles were studied on a copper, nickel and silver substrate by use of a sessile drop method. Wettability tests were realised at a temperature of 380°C in a shielding atmosphere (90% N₂+10% H₂). Based on experience achieved with wetting angle measurements, the specimens for measurement of shear strength of Cu, Ni and Ag/Bi‐11Ag joints were fabricated. EDX analysis was used for the study of the solder interaction with the surface of the three metallic substrates.

The best wettability at soldering in a shielding atmosphere was achieved with silver. The wetting angle at 30 min attained the value of 23°. The worst wettability was observed on copper, where at 30 min the wetting angle was 55°. Average shear strength varied from 31 to 45 MPa. The highest strength was obtained with the Cu substrate whereas the lowest was with the Ni substrate. The lowest strength achieved with the Ni substrate was caused by formation of brittle intermetallic phase NiBi₃. Joint formation is realised by eutectic reaction at the contact of Bi with the surface of the copper substrate. Similar joint formation by eutectic reaction occurs also at Bi interaction with the surface of the Ag substrate. At Bi interaction with the nickel substrate a new intermetallic phase (NiBi₃) is formed.

Wettability of Bi‐11Ag solder on Cu, Ag and Ni substrates was determined at application of a shielding atmosphere (90% N₂+10% H₂). Wettability was determined also at application of ZnCl₂‐NH₄Cl flux. The shear strength of Bi‐11Ag on different substrates was determined. The mechanism of joint formation was analysed.

This paper seeks to propose a business intelligence (BI) and enterprise resource planning (ERP) integrated framework that adds value to enterprise systems.

A conceptual approach is taken.

ERP systems integrate all facets of the business and make data available in real time. BI tools are capable of accessing data directly from ERP modules.

The value‐added system proposed allows enterprise‐wide transaction data to be collected and analyzed for organizational decision‐making processes.

The purpose of this paper is to explore the integration of business intelligence (BI) systems in the digital transformation context and its impact on management control (MC) and organizational performance by delving into the implementation of a BI pilot project in a multinational Engineering and Construction (E&C) group.

This research adopts a qualitative insider action research approach. The initial stage of a BI system (BIS) is implemented by leveraging the critical success factors (CSFs) framework, based on the organizational, process and technological dimensions.

The results show that the BI solution leverages the capabilities of the reporting process with impacts on MC and overall organizational performance. The study uncovers the intricate dynamics of integrating BI and reports gains that span across streamlined and standardized processes, optimized use of resources, improved data flexibility and nurturing a data-driven culture.

This research adds to the current literature on MC and accounting information systems by providing an in-depth analysis of the early stages involved in implementing a BIS. The approach uses a well-established CSFs framework, which enhances the comprehension of how these factors impact the success of the implementation process. Focusing on the E&C sector, where the adoption of digital transformation is still gaining traction, this study provides practical knowledge and extends the theoretical understanding of BI technology applications with empirical evidence from the accounting field.

The Kingdom of Saudi Arabia’s dedicated pursuit of technological modernization positions it as a forefront leader in integrating advanced systems, aligning smoothly with the ambitious goals outlined in Vision 2030. The purpose of this study is to investigate the influence of integrating enterprise resource planning (ERP) and business intelligence (BI) systems on decision-making processes within the industrial sector of Saudi Arabia.

Using a quantitative research design, this study uses a bootstrapping approach and partial least squares structural equation modeling to meticulously analyze data collected from Saudi industrial firms.

The research reveals favorable relationships among infrastructure readiness, data quality, security and access control, user capabilities, user training and the integration of ERP and BI. These positive associations collectively affirm the overarching positive impact of ERP and BI integration on decision-making processes within the industrial sector.

The study underscores the strategic imperative of aligning organizational practices with the identified characteristics to fully unlock the potential benefits of ERP and BI integration in the Saudi Arabian industrial sector.

This study contributes significantly to the existing literature by delving into the integration of ERP and BI in the industrial sector and its nuanced impact on decision-making processes, specifically in the context of the Kingdom of Saudi Arabia – an area that has not been extensively studied.

Traditionally, the banking and financial sectors have pioneered adoption of new technologies and business models. One important digital banking model that has proven its efficacy in recent times, is Digital-Only Banking (DOB) where consumers interact with their banks through digital channels only. Having detailed knowledge of what actually happens at the consumer level during the adoption of new digital models and technologies is paramount to the success of these technological initiatives. The present study aims to investigate DOB adoption behavior and possible barriers using a quantitative approach at the consumer level. A conceptual model is developed by extending the Unified Theory of Acceptance and Use of Technology (UTAUT) model, incorporating Trust (TR), Perceived Risk (PR) constructs and cultural moderators of Individualism (IDV) and Uncertainty Avoidance (UA).

For this study, an online survey instrument was created and administered in Iran. The research sample was selected through the application of purposive sampling. Data from 788 respondents were analyzed. The proposed model was tested using Partial Least Square.?.s Structural Equation Modeling (PLS-SEM).

The results show that DOB adoption is positively influenced by Effort Expectancy (EE), Social Influence (SI), and Facilitating Conditions (FC), while PR negatively influences DOB adoption intention. Unexpectedly, the results indicate that TR has no significant impact on DOB usage intention. Additionally, this study demonstrates that with individuals having a low level of IDV, the relationship between PE and BI is stronger, and with individuals having a low level of UA, the impact of SI on BI is stronger. It also reveals that the impact of TR on BI is stronger in low individualistic cultures.

DOB providers should enhance support features of their services or provide facilities that make it simpler for users to accomplish online transactions. Here, in order to improve the UI/UX design of their apps, DOB product managers should carefully observe the technical guidelines of the operating systems of digital devices, such as the Human Interface Guidelines (HIG) for iOS and Material You for Android. Additionally, DOB providers should build partnerships with mega online retailers to provide hassle-free and easy to use payment solutions for consumers.

DOB, as a novel and business model, has been investigated in very few studies, especially regarding any which focus on its adoption. To fill this gap, this research investigates DOB adoption through a modified version of the UTAUT model. The findings of this study suggest that future research regarding DOB should consider sources of TR, types of non-adopters, and context. This study, as the first of its kind in DOB literature, also highlights the significant role played by cultural values in customer behavior regarding DOB adoption.

Research on technology acceptance of online entertainment with age, gender and cultural factors as moderator, is rarely conducted. Previous research predominantly focused on age or gender as moderator, neglecting the influence of cultural factors. Therefore, this study aims to investigate acceptance of online entertainment technology, incorporating age, gender and cultural factors as moderator.

Data were collected through a survey comprising 1,121 individuals aged 14–24 years from three cities in Indonesia. The proposed theoretical model examined the causal effect of acceptance and moderating effects due to individual gender, age, power distance, individualism, feminism and uncertainty avoidance (AU). Subsequently, structural equation modeling was used to evaluate the theoretical model, and the results confirmed several findings from previous research.

The findings confirmed the positive direct impact of habit and price value (PV) on behavioral intention and hedonic motivation, as well as social influence on habit. The recent findings derived from the moderating effect analysis showed that age, individualism and feminism played a moderating role in the effects on individual intention due to habit. Additionally, gender and AU moderated the effects on individual habits due to hedonic motivation.

This research contributes to the limited knowledge of technology acceptance of online entertainment, and also integrates the causal effects of individual intention due to habit, PV, hedonic motivation and social influence, considering the moderating role of culture, age and gender. Consequently, the investigation provides valuable insights into the literature by presenting evidence of age, gender and cultural differences in acceptance. Furthermore, it offers practical guidance to online entertainment application developers on designing applications to satisfy consumers of different ages, genders and cultures.

Traditional indices of bi-dimensional inequality and polarization were developed for cardinal variables and cannot be used to quantify dispersion in ordinal measures of socioeconomic status and health. This chapter develops two approaches to the measurement of inequality and bi-polarization using only ordinal information. An empirical illustration is given for 24 European Union countries in 2004–2006 and 2011. Results suggest that inequalities and bi-polarization in income and health are especially large in Estonia and Portugal, and that inequalities have significantly increased in recent years in Austria, Belgium, Finland, Germany, and the Netherlands, whereas bi-polarization significantly decreased in France, Portugal, and the United Kingdom.