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This study aims to demonstrate and measure the impact of liquidity shocks on a bank’s solvency, especially when the bank does not hold sufficient liquid assets.

The proposed model is an extension of Merton’s (1974) model. It assesses the bank’s probability of default over one or two (short) periods relative to liquidity shocks. The shock scenarios are materialised by different net demands for the withdrawal of funds (NDWF) and may lead the bank to sell illiquid assets at a depreciated value. We consider the possibility of second-round effects at the beginning of the second period by introducing the probability of their occurrence. This probability depends on the proportion of illiquid assets put up for sale following the initial shock in different dependency scenarios.

We observe a positive relationship between the initial NDWF and the bank’s probability of default (particularly over the second period, which is conditional on the second-round effects). However, this relationship is not linear, and a significant proportion of liquid assets makes it possible to attenuate or even eliminate the effects of shock scenarios on bank solvency.

The proposed model enables banks to determine the necessary level of liquid assets, allowing them to resist (i.e. remain solvent) different liquidity shock scenarios for both periods (including eventual second-round effects) under the assumptions considered. Therefore, it can contribute to complementing or improving current internal liquidity adequacy assessment processes (ILAAPs).

The proposed microprudential approach consists of measuring the impact of liquidity risk on a bank’s solvency, complementing the current prudential framework in which these two topics are treated separately. It also complements the existing literature, in which the impact of liquidity risk on solvency risk has not been sufficiently studied. Finally, our model allows banks to manage liquidity using a solvency approach.

Ohmic heating generates temperature with the help of electrical current and resists the flow of electricity. Also, it generates heat rapidly and uniformly in the liquid matrix. Electrically conducting biofluid flows with Ohmic heating have many biomedical and industrial applications. The purpose of this study is to provide the significance of the effects of Ohmic heating and viscous dissipation on electrically conducting Casson nanofluid flow driven by peristaltic pumping through a vertical porous channel.

In this analysis, the non-Newtonian properties of fluid will be characterized by the Casson fluid model. The long wavelength approach reduces the complexity of the governing system of coupled partial differential equations with non-linear components. Using a regular perturbation approach, the solutions for the flow quantities are established. The fascinating and essential characteristics of flow parameters such as the thermal Grashof number, nanoparticle Grashof number, magnetic parameter, Brinkmann number, permeability parameter, Reynolds number, Casson fluid parameter, thermophoresis parameter and Brownian movement parameter on the convective peristaltic pumping are presented and thoroughly addressed. Furthermore, the phenomenon of trapping is illustrated visually.

The findings indicate that intensifying the permeability and Casson fluid parameters boosts the temperature distribution. It is observed that the velocity profile is elevated by enhancing the thermal Grashof number and perturbation parameter, whereas it reduces as a function of the magnetic parameter and Reynolds number. Moreover, trapped bolus size upsurges for greater values of nanoparticle Grashof number and magnetic parameter.

There are some interesting studies in the literature to explain the nature of the peristaltic flow of non-Newtonian nanofluids under various assumptions. It is observed that there is no study in the literature as investigated in this paper.

The purpose of this study is to find the best geometries among the cylindrical, enamel and honeycomb geometries based upon the mechanical properties (tensile test, compression test and shear test). Further this obtained geometry could be used to fabricate products like exoskeleton and its supporting members.

The present research focuses on the mechanical testing of cylindrical, enamel and honeycomb-shaped parts fabricated through multi-jet printing (MJP) process with a wall thickness of 0.26, 0.33, 0.4 and 0.66 mm. The polymer specimens (for tensile, compression and shear tests) were fabricated using a multi-jet fusion process. The experimental results were compared with the numerical modelling. Finally, the optimal geometry was obtained, and the influence of wall thicknesses on various mechanical properties (tensile, compression and shear) was studied.

In comparison to cylindrical, enamel structures the honeycomb structures required less time to fabricate and had lower tensile, compressive and shear strengths. The most efficient geometry for fully functional parts where tensile, compressive and shear forces are present during application – cylindrical geometry is preferred followed by enamel, and then honeycomb. It was found that as the wall thickness of various geometries was increased, their ability to withstand tensile, compressive and shear loads also enhanced. The enamel shape structure exhibits greater strain energy storage capacity than other shape structures for compressive loads, and the strength to resist the compressive load will be lower. In the case of cylindrical geometries for tensile loading, the resisting area toward the loading will be higher in comparison to honeycomb- and enamel-based structures. At the same time, the ability to store the stain energy is less. The results of the tensile, compression and shear load finite element analysis using ANSYS are in agreement with those of the experiments.

From the insight of literature review, it is found that a wide range of work is done on fused deposition modeling (FDM) process. But in comparison to FDM, the MJP provide the better dimensional accuracy and surface properties (Lee et al., 2020). Therefore, it is observed that past research works not incorporated the effect of wall thickness of the embedded geometries on mechanical properties of the part fabricated on MJP (Gibson, n.d.). Hence, in this work, effect of wall thickness on tensile, compression and shear strength is considered as the main factor for the honeycomb, enamel and cylindrical geometries.

The purpose of this study is to design a closed hydrostatic guideway has the ability to resist large-side load, pitch moments and yaw moments, has good stiffness and damping characteristics, and provides certain beneficial guidance for the design of large-span closed hydrostatic guideway on the basis of providing a large vertical load bearing capacity.

The Reynolds’ equation and flow continuity equation are solved simultaneously by the finite difference method, and the perturbation method and the finite disturbance method is used for calculating the dynamic characteristics. The static and dynamic characteristics, including recess pressure, flow of lubricating oil, carrying capacity, pitch moment, yaw moment, dynamic stiffness and damping, are comprehensively analyzed.

The designed closed hydrostatic guideway has the ability to resist large lateral load, pitch moment and yaw moment and has good stiffness and damping characteristics, on the basis of being able to provide large vertical carrying capacity, which can meet the application requirements of heavy two-plate injection molding machine (TPIMM).

This paper researches static and dynamic characteristics of a large-span six-slider closed hydrostatic guideway used in heavy TPIMM, emphatically considering pitch moment and yaw moment. Some useful guidance is given for the design of large-span closed hydrostatic guideway.

Studying the shear stress and pressure resulting on the walls of blood vessels, especially during high-pressure cases, which may lead to the explosion or rupture of these vessels, can also lead to the death of many patients. Therefore, it was necessary to try to control the shear and normal stresses on these veins through nanoparticles in the presence of some external forces, such as exposure to some electromagnetic shocks, to reduce the risk of high pressure and stress on those blood vessels. This study aims to examines the shear and normal stresses of electroosmotic-magnetized Sutterby Buongiorno’s nanofluid in a symmetric peristaltic channel with a moderate Reynolds number and curvature. The production of thermal radiation is also considered. Sutterby nanofluids equations of motion, energy equation, nanoparticles concentration, induced magnetic field and electric potential are calculated without approximation using small and long wavelengths with moderate Reynolds numbers.

The Adomian decomposition method solves the nonlinear partial differential equations with related boundary conditions. Graphs and tables show flow features and biophysical factors like shear and normal stresses.

This study found that when curvature and a moderate Reynolds number are present, the non-Newtonian Sutterby fluid raises shear stress across all domains due to velocity decay, resulting in high shear stress. Additionally, modest mobility increases shear stress across all channel domains. The Sutterby parameter causes fluid motion resistance, which results in low energy generation and a decrease in the temperature distribution.

Equations of motion, energy equation, nanoparticle concentration, induced magnetic field and electric potential for Sutterby nano-fluids are obtained without any approximation i.e. the authors take small and long wavelengths and also moderate Reynolds numbers.

Glass material is largely used for load-bearing components in buildings. For this reason, standardized calculation methods can be used in support of safe structural design in common loading and boundary conditions. Differing from earlier literature efforts, the present study elaborates on the load-bearing capacity, failure time and fire endurance of ordinary glass elements under fire exposure and sustained mechanical loads, with evidence of major trends in terms of loading condition and cross-sectional layout. Traditional verification approaches for glass in cold conditions (i.e. stress peak check) and fire endurance of load-bearing members (i.e. deflection and deflection rate limits) are assessed based on parametric numerical simulations.

The mechanical performance of structural glass elements in fire still represents an open challenge for design and vulnerability assessment. Often, special fire-resisting glass solutions are used for limited practical applications only, and ordinary soda-lime silica glass prevails in design applications for load-bearing members. Moreover, conventional recommendations and testing protocols in use for load-bearing members composed of traditional constructional materials are not already addressed for glass members. This paper elaborates on the fire endurance and failure detection methods for structural glass beams that are subjected to standard ISO time–temperature for fire exposure and in-plane bending mechanical loads. Fire endurance assessment methods are discussed with the support of Finite Element (FE) numerical analyses.

Based on extended parametric FE analyses, multiple loading, geometrical and thermo-mechanical configurations are taken into account for the analysis of simple glass elements under in-plane bending setup and fire exposure. The comparative results show that – in most of cases – thermal effects due to fire exposure have major effects on the actual load-bearing capacity of these members. Moreover, the conventional stress peak verification approach needs specific elaborations, compared to traditional calculations carried out in cold conditions.

The presented numerical results confirm that the fire endurance analysis of ordinary structural glass elements is a rather complex issue, due to combination of multiple aspects and influencing parameters. Besides, FE simulations can provide useful support for a local and global analysis of major degradation and damage phenomena, and thus support the definition of simple and realistic verification procedures for fire exposed glass members.

This study aims to synthesize pigment and resin from agro-wastes and use them in the formulation of eco-friendly surface coatings.

The pigments and resin were synthesized through a chemical modification of agro-wastes. The pigments were characterized by infrared spectroscopy (FTIR) and were screened for their antimicrobial activities. The physicochemical characteristics of the cashew nutshell liquid (CNSL)-modified resin were evaluated. These precursors and other natural additives were used to formulate surface coatings, and their drying and adhesive properties were evaluated using international testing methods.

It was observed that the curing of the CNSL-modified resin depended on time and temperature. The pigments exhibited antimicrobial activity against E. coli and S. aureus and had high melting points, affirming their stability. The chemically modified precursors successfully yielded surface coatings with acceptable drying times and adhesion to the base substrate.

The use of agro-wastes as the main components of the surface coatings implies waste valorization, a reduction in production costs and the creation of job opportunities for sustainable development. To increase the chemical, physical, corrosion resistance and antimicrobial qualities of paint compositions, chemically modified peanut skin extracts and CNSL can be used as pigments and resins, respectively. This could be a green approach to achieving the targets of Sustainable development goals 11 and 12.

The paper outlines a prospective approach to use unwanted waste (peanut skin, cashew nutshells) and other natural additives as industrial raw materials. These novel surface coating precursors are cost-effective, readily available, eco-friendly and could replace conventional precursors.

In this study, an attempt has been made to collect the research that has been done on the construction and design of the H₂O₂ sensor. So far, many efforts have been made to quickly and sensitively determine H₂O₂ concentration based on different analytical principles. In this study, the importance of H₂O₂, its applications in various industries, especially the food industry, and the importance of measuring it with different techniques, especially portable sensors and on-site analysis, have been investigated and studied.

Hydrogen peroxide (H₂O₂) is a very simple molecule in nature, but due to its strong oxidizing and reducing properties, it has been widely used in the pharmaceutical, medical, environmental, mining, textile, paper, food production and chemical industries. Sensitive, rapid and continuous detection of H₂O₂ is of great importance in many systems for product quality control, health care, medical diagnostics, food safety and environmental protection.

Various methods have been developed and applied for the analysis of H₂O₂, such as fluorescence, colorimetry and electrochemistry, among them, the electrochemical technique due to its advantages in simple instrumentation, easy miniaturization, sensitivity and selectivity.

Monitoring the H₂O₂ concentration level is of practical importance for academic and industrial purposes. Edible oils are prone to oxidation during processing and storage, which may adversely affect oil quality and human health. Determination of peroxide value (PV) of edible oils is essential because PV is one of the most common quality parameters for monitoring lipid oxidation and oil quality control. The development of cheap, simple, fast, sensitive and selective H₂O₂ sensors is essential.

The potential for burn injuries arises from contact with a hot surface, flame, hot liquid and steam hazards. The purpose of this study is to develop the flame retardant acrylic and cotton blend textile finished with Enset Ventricosum pseudostem sap (EPS).

The two fabric was produced from (30% acrylic with 70% cotton) and (35% acrylic with 65% cotton) blend. The extracted sap was made alkaline and applied on two mordanted blend fabrics. The effect of blend ratio, the concentration of EPS and treatment time on flammability, Flame retardant properties of both the control and the treated fabrics were analyzed in terms of vertical flammability based on the design of the experiment software using central composite design. The air permeability and tensile strength of treated and controlled fabric were measured.

The blended fabrics at different blended ratios were flame retardant with an optimized result of burning time 2.902 min and 2.775 min and char length 6.442 cm and 7.332 cm in the warp and weft direction, respectively, at a concentration of 520 ml and time 33.588 min. There was a slight significant change in mechanical strengths and air permeability. The thermal degradation and the pyrolysis of the fabric samples were studied using thermogravimetric analysis and the chemical composition by Fourier-transform infrared spectroscopy abbreviated as Fourier-transform infrared spectroscopy. The wash durability of the treated fabric at different blend ratios was carried out for the optimized sample and the test result shows that the flame retardancy property is durable up to 15 washes.

Development of flame retardant cotton and acrylic blend textile fabric finish with ESP was studied; this work provides application of EPS for flame resistance which is optimized statically and successfully applied for a flame retardant property on cotton-acrylic blend fabric.