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1 – 6 of 6The purpose of this paper is to build an assessment-centred blended learning (BL) framework to assess learners, to analyse and to evaluate the impact of the technology support in…
Abstract
Purpose
The purpose of this paper is to build an assessment-centred blended learning (BL) framework to assess learners, to analyse and to evaluate the impact of the technology support in the form of formative assessment in students’ positive learning.
Design/methodology/approach
This research proposed an assessment-centred BL framework at the course level to support formative assessment in students by designing a variety of online learning activities combined with e-assessment tools of learning management system (LMS) to analyse and evaluate the impact of the technology application in the form of formative assessment student learning initiative. The author has tested this model in five years with more than 200 courses.
Findings
Experimental results have shown that formative assessment evaluation form is more efficient when supported by technology such as LMS.
Originality/value
This research proposed an assessment-centred BL framework at the course level by using LMS tools combined with traditional teaching.
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Abdul Rafay, Tahseen Mohsan and Ramla Sadiq
Inquiring into the role of Islamic and conventional banks regarding the core responsibility of lending is an established phenomenon. This chapter is based on key findings…
Abstract
Purpose
Inquiring into the role of Islamic and conventional banks regarding the core responsibility of lending is an established phenomenon. This chapter is based on key findings regarding dynamic changes in the structural mix of credit portfolios in Islamic banks and conventional banks of Pakistan.
Methodology/approach
The nature of the study is exploratory; the sample consists of 5 Islamic banks and 20 conventional banks of Pakistan comparatively evaluated for the time frame of 2008–2014.
Findings
Our findings show that for Islamic banks, there is an increasing trend in the credit portfolios as a proportion to assets as well as to equity, whereas in case of conventional banks the findings are opposite. The results further prove a positive and negative growth of credit portfolios as proportional to assets and equity in case of Islamic and conventional banks respectively. It is also observed that credit portfolios of Islamic banks are growing with higher degree as a proportion to equity as compared to proportion to assets. On the other hand, conventional banks show higher degree of decline of credit portfolios as a proportion to equity as compared to assets.
Originality/value
These findings also show that primary stakeholders in Islamic banks are more risk seekers thus more inclined towards risky investments than ordinary credits.
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The use of logistics as a tool with which to secure competitiveadvantage is revealed in two studies within the transportation sector.The first to evaluate the impact of…
Abstract
The use of logistics as a tool with which to secure competitive advantage is revealed in two studies within the transportation sector. The first to evaluate the impact of deregulation and technology within transportation; the second study offering a “big” picture of third party logistics and its popularity as a viable option for many manufacturing and merchandising firms.
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Major changes are already under way in the international distribution operations of many companies, with even more broad‐based ones likely in the future. The recent deregulation…
Abstract
Major changes are already under way in the international distribution operations of many companies, with even more broad‐based ones likely in the future. The recent deregulation of the US ocean liner companies will create new opportunities for international shippers to redesign existing distribution channels in order to reduce order cycle days and shipment costs. Further, as the United States continues to shift towards a technology and service‐based economy—implying that it will produce fewer goods domestically and buy more from abroad—it is clear that for many firms international logistics will become a more important part of the physical distribution function before the end of the 1980s.
Tahseen Mohsan Khan, Syed Kumail Abbas Rizvi and Ramla Sadiq
The purpose of this paper is to investigate how Pakistani banks manage their portfolios (lending vs investment) when the economic indicators are not supportive. This study…
Abstract
Purpose
The purpose of this paper is to investigate how Pakistani banks manage their portfolios (lending vs investment) when the economic indicators are not supportive. This study investigates three aspects of the banking system in Pakistan – prevalence of disintermediation, post-crisis profitability orientation and depositor protection by financial system in unfavorable conditions.
Design/methodology/approach
This study is limited to identifying the key economic and financial drivers behind disintermediation and its subsequent impact on banks’ profitability and depositors’ protection. GLS panel regressions and Engle–Granger causality test as specified by the error correction model have been used to test the major hypothesis of this study.
Findings
This study shows that small banks have been shifting major part of their portfolios toward risk-free investments to be able to maintain their profitability more efficiently and effectively, like large banks. The study also observes that significant pairing causality exists between gross credit loans and investments confirming disintermediation hypothesis for all types of banks except Islamic or Sharia compliant banks, whereas for significant pairing causality, the results are mixed for remaining variables among gross credit loans as a proportion of assets and economic variables that include GDP growth, unemployment, KSE-100 and SBP policy rate. It is also confirmed by the results that disintermediation improves banks profitability and depositor protection, thus providing a good rationale and justification to banks for opting it.
Originality/value
The study focuses on the impact of structural changes in portfolios only of commercial banks’ revenue-generating assets not including other financial institutions as a part of banking system. Furthermore, data are extracted from balance sheets and is the sole property of corresponding author.
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