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This paper aims to disclose the evolution of pendulum hardness of two-component acrylic polyurethane coatings during the cure process and attempts to describe the quantitative relationship between pendulum hardness and curing time. These findings are helpful for the study of fast curing acrylic polyurethane coatings.

The pendulum hardness method was used to monitor the hardness of two-component acrylic polyurethane coatings during curing. The quantitative relationship between pendulum hardness and curing time can be obtained with Avrami equation.

The evolution of coating pendulum hardness can be divided into three stages. By using the Avrami equation that explained the influence of both the acid value and the curing temperature on the drying speed of hydroxyl acrylic resin, the evolution of coating pendulum hardness during curing can also be accurately described.

It should be noted that the physical meaning of the Avrami exponent, n, is not yet clear.

The results are of great significance for the development of fast-curing hydroxyl-functional acrylic resins, with the potential to improve the drying speed of the coatings used in automotive refinish.

It is novel to divide the pendulum hardness into three stages, and, for the first time, the Avrami equation is utilized to describe the evolution of coating pendulum hardness during curing.

In this paper the interconnectedness among financial institutions and the level of systemic risks of four types of Chinese financial institutions are investigated.

By the means of RAS algorithm, the interconnection among financial institutions are illustrated. Different methods, including Linear Granger, Systemic impact index (SII), vulnerability index (VI), CoVaR, and MES are used to measure the systemic risk exposures across different institutions.

The results illustrate that big banks are more interconnected and hold the biggest scales of inter-bank transactions in the financial network. The institutions which have larger size tend to have more connection with others. Insurance and security companies contribute more to the systemic risk where as other institutions, such as trusts, financial companies, etc. may bring about severe loss and endanger the financial system as a whole.

Since other institutions with low levels of regulation may bring about higher extreme loss and suffer the whole system, it deserves more attention by regulators considering the contagion of potential risks in the financial system.

This study builds a valuable contribution by examine the systemic risks from the perspectives of both interconnection and tail risk measures. Furthermore; Four types financial institutions are investigated in this paper.

This paper aims to review policy innovations in China for addressing the graduate unemployment crisis that has been created by the expansion of higher education in the past decade.

The authors draw on government documents, research findings, and mass media reports to highlight the key measures of the Chinese government to alleviate the over‐education problem and to improve college graduates' employment prospects.

The review describes government efforts both at the institutional level to enhance student employability and at the national level to create alternative employment channels. The Chinese experiences show that the challenges posed by the graduate employment crisis may turn out to be a new opportunity to reform higher education in order to better address the needs unique to a country's own society.

The review of the Chinese case will inspire policy makers in other countries to seek alternative routes for the development of their own higher education.

This is the first study of its kind to address the recent policy innovations and their implications for potential reform.