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The purpose of this paper is to outline the views of citizens on issues related to energy saving and the realization of bank products in buildings under renovation such as energy saving interventions in the building envelope, installment of maximum efficiency air-conditioning systems, etc.

The collection of data was done through a structured questionnaire. The data are important because they show the attitudes of citizens while they simultaneously assess the effectiveness of the program after the application for many years of the energy saving program by the state.

The results of the research show that with regard to responsible actions by citizens as far as impacts on climate change are concerned, cognitive factors are more important than behavioral factors. The most important reason with regard to citizens restricting the consumption of electrical energy is saving money. Finally, the vast majority of citizens declare that they know about the existence of “green” bank financial programs and claim that these contribute to environmental protection. Despite all this, a very small percentage of citizens have realized some sort of financial program in order to save energy claiming that the main reason for their choice was the country’s economic crisis.

This investigation of the views of citizens may constitute a tool both for designing of effective environmental policy but also for the assessment of energy saving programs such as the one discussed in this paper.

This chapter provides an overview of climate change and its impacts and outlines some of the challenges that need to be considered in order to address them.

In the sixth Assessment Report, the Intergovernmental Panel on Climate Change focussed on five scenarios for the future of climate change. The use of scenarios makes possible the exploration of different possible evolutions of human societies and their consequences for the climate. Studying a range of futures can help governments and societies make the right decisions.