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With the ever-growing population in the urban areas, the concept of smart cities started to be more present in the literature. Smart cities are seen as a solution that will respond to the needs of providing a sustainable place for living, and at the same time improving residents’ lives. To achieve this, various information and communication technologies (ICTs) are exploited, making the digitalization in the modern world of an immense importance. Advanced digital technologies enable the transformation of existing and the creation of new business models, the development of new products and services, increase the efficiency and competitiveness of the economy, and contribute to wider socio-economic development. Digitization of society and the economy through innovative and intensive use of ICTs has great potential for growth and is the basis for further development and competitiveness. This all generates an enormous amounts of data sets from which useful information are generated and used again the decision support systems. This chapter presents two examples from Slovenia where big data is used for improving residents’ lives, as part of the strategies for smart cities.

Purpose: This chapter presents criticisms of financial inclusion.

Methodology: This chapter uses critical discourse analysis to critique the modern financial inclusion agenda.

Findings: The findings reveal that (i) financial inclusion is an invitation to live by finance and leads to the financialization of poverty; (ii) some of the benefits of financial inclusion disappear after a few years; (iii) financial inclusion ignores how poverty affects financial decision-making; (iv) it promotes digital money which is difficult to understand; (v) financial inclusion promotes the use of transaction accounts; (vi) digital money is difficult to understand; and that (vii) some financial inclusion efforts bear a resemblance to a campaign against having cash-in-hand.

Implication: This study will help policymakers in their assessment of the economic, social, political, and cultural factors that hinder financial inclusion as well as the consequence of financial inclusion for society. For academics, this study will provide a critical perspective to on-going financial inclusion debates in the large positivist literature on financial inclusion.

Originality: Currently, there are no studies that use critical discourse analysis to analyze the broader concept of financial inclusion. This chapter is the first study that uses critical discourse analysis to critique some aspects of the modern financial inclusion agenda.

This study aims to gain an understanding of success factors and barriers to public private collaboration in the context of zero emission neighbourhood.

Qualitative research method: narrative literature study.

On the basis of the identified success factors and barriers, a model with the following five interconnected themes is developed: (1) supportive public policy, (2) stakeholder management, (3) creation of a common ground for understanding, (4) knowledge sharing and learning and (5) uncertainty management.

The model can be further developed and tested. In-depth conceptual/empirical study on the five themes can shed more light on the topic.

This model is one of the several ways to understand, structure and simplify the reality (of public private collaboration in the context of zero emission neighbourhood). These five themes are arranged in the model in such a way to represent strategic, tactical and operational levels. This model can be useful to identify measures (steps, concrete actions, etc.) To address issues related to the five themes in a given organisational context. Focusing adequately on these five themes can contribute to successful public private collaboration in the context of zero emission neighbourhoods.

This study/model provides an overall, holistic approach to address/improve public private collaborative endeavours in the context of developing zero emission neighbourhoods.