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This study analyzed the impact on the persistence of Chilean university students who had received a government-guaranteed loan (CAE).

Using academic and administrative data from 2016 to 2019, provided by 11 Chilean universities, a discrete-time survival model was constructed. The model was based on data of 5,276 students in the 2016 cohort and included sociodemographic variables, academic background prior to entering university and academic performance once in university. As a robustness check of our results to observable confounding, the analysis was repeated using a control group constructed using propensity score matching (PSM).

The results reveal that students who receive a bank loan (CAE) were more likely to remain in undergraduate studies for at least the first two years of university, as opposed to their peers who did not receive financial aid. In addition, they show the importance of academic performance in retention.

The article advances in the identification of the impact of bank loans on permanence. Although previous research has evaluated the impact of the CAE, it has been conducted on small samples of students. These studies also lacked student records associated with their academic performance at the university. The present research overcomes both weaknesses, allowing us to estimate the impact of the CAE on a larger population of students that is representative of the system.

With increased populations and movement of people worldwide, traffic emissions will lead to an increase in carbon dioxide emissions, which is one of the greenhouse gases. This will increase outdoor air pollution and other environmental risks that will impact people's health and livelihood, crops, as well as the built environment such as architecture, buildings and other structures. Few studies have been devoted to addressing the effect of air pollution on historic buildings. However, there is no specific study on the impact of traffic-related emissions.

A thorough analysis has been conducted in selecting eight historic districts (HDs) among all of 31 located within the city of San Antonio. Motor Vehicle Emission Simulator (MOVES) software has been utilized to process the data collected from the average annual daily traffic (AADT) and vehicle operational speeds and evaluate the amounts of emissions for each HD.

MOVES outcomes showed that HDs are under the threat of deterioration caused by traffic emissions. Therefore, transportation and environmental planners need to implement sustainable solutions to reduce the impact of CO₂ emissions on HDs and, ultimately, historic buildings.

This study will help policymakers plan a better course of action for the future conditions associated with the increased traffic volumes. It is also beneficial for the developers, preservationists, architects and all other stakeholders willing to preserve the history of a country.