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This chapter examines possible regulatory updates to address the challenges of monetary sovereignty and singleness of money. These two challenges are particularly pertinent to the new means of payments enabled by the use of distributed ledger technology (DLT). These new means of payment include cryptoassets such as bitcoin and ether, stablecoins and tokenized deposits. The degree to which these new means of payment can be a threat to monetary sovereignty and singleness of money can differ widely, depending on the contexts of the jurisdictions, as well as the details of these new means of payment themselves.

Waste management has become a topical issue among scholars, practitioners, and industrialists. This study extends the debate on waste within informal communities, highlighting the functionalities of local assemblies in Ghana, a developing country context. This study utilized the desk research regime situated within the qualitative approach. Several sources of data, including key policy documents in context, were used to inform the conclusion reached. The results show a lack of independence of local assemblies to enforce waste management by-laws in informal communities. It further indicates that limited waste management departments within the metropolitan, municipal, and district assemblies (MMDAs) and a lack of funds are to blame for effectively managing waste and sanitation in the informal settlements. Being desk research, the findings of the study should be carefully interpreted to reflect similar settings and characteristics across national, regional, and international contexts. The study explored the nuance of waste and sanitation management and discovered some setbacks to effective waste management, as well as practical ways of addressing them. This research is one of the few to examine waste management and sanitation-related issues within informal communities in a developing country context.

For over a decade, fintech has challenged traditional business models and processes in the financial services industry. The ongoing disruption has necessitated the digital transformation of financial institutions (FIs) to remain an integral part of the financial system. This paradigm shift is not merely a technological update. Still, it signifies a cultural and operational rebirth, compelling FIs to embrace innovation, adaptability, and a customer-centric approach in the digital era. Independent of the business model, FIs must become digitally ambidextrous, offer tailored and dynamic customer experiences, support financial inclusion, and promote an environmental, social, and governance (ESG) agenda while leveraging data and remaining compliant. From digitalization to fintegration, the financial services industry's future is deemed to be an exciting and productive one.