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Business model innovation: Pervasiveness of mobile banking ecosystem and activity system – an illustrative case of Telenor Easypaisa

Rozeia Mustafa (Knowledge Kottage, Rawalpindi, Pakistan)

Journal of Strategy and Management

ISSN: 1755-425X

Publication date: 16 November 2015

Abstract

Purpose

The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of business model concepts. The purpose of this conceptual paper is to initiate a debate for future research in the agenda highlighted in this paper.

Design/methodology/approach

In this paper, mobile banking business ecosystem of Easypaisa is used as an illustrative case to understand mobile banking business model innovation in the context of business ecosystem and activity system perspective.

Findings

Based on Porter’s view of mobile financial service (MFS) industry, it is suggested that patterns of business model innovation can be explained through business ecosystem and activity system. The notion of business model innovation can also be explained through integrated value chain of mobile network operator and its partners in the supply chain of MFS.

Research limitations/implications

This paper provides preliminary overview of the exiting academic literature on business model innovations, business ecosystem and activity system in the in the context of value network. Since this is only a literature review paper, therefore, no primary data have been collected for this case study through interviewing from the relevant people.

Originality/value

So far, no research has been conducted in Pakistan to address business model innovation in mobile banking sector in the context of business ecosystem and activity system perspective.

Keywords

Acknowledgements

The author thanks the Special Issue Editors and anonymous reviewers for providing notes that significantly improved the manuscript in all stages of the peer review process. Author declares that she/he has no conflict of interest with regard to the text and material used in this paper. The usual disclaimer applies, meaning that the author alone is responsible for any errors that may remain and for the views expressed in the paper.

Citation

Mustafa, R. (2015), "Business model innovation: Pervasiveness of mobile banking ecosystem and activity system – an illustrative case of Telenor Easypaisa", Journal of Strategy and Management, Vol. 8 No. 4, pp. 342-367. https://doi.org/10.1108/JSMA-06-2014-0054

Publisher

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Emerald Group Publishing Limited

Copyright © 2015, Emerald Group Publishing Limited