Ethical fairness in financial services complaint handling
Abstract
Purpose
The purpose of this paper is to propose a conceptual model for ethical and fair complaint handling. This provides a basis for research and the development of financial institution complaint handling approaches and practices.
Design/methodology/approach
Ethical issues posed by the application of fairness theory to complaint handling are explored. The ethical soundness of organizational justice theory is critiqued. Multi-disciplinary literature is drawn on to develop a conceptual model for ethical fairness in complaint handling.
Findings
Issues relevant to an ethical approach to complaint handling, and which are underdeveloped in current organizational and perceived justice frameworks, are identified. These include issues of autonomy, context, reflexivity, moral value, stakeholder voice, power and moral accountability. A conceptual model for ethical fairness in complaint handling is proposed.
Research limitations/implications
This paper establishes a research agenda. Further development is required.
Practical implications
The proposed model contributes to the development of complaint handling practices and competency frameworks.
Originality/value
Justice theories have been proposed as theoretical frameworks for service recovery procedures, however, moral and critical questions have been neglected. The model proposed challenges financial institutions to move away from traditional normative perspectives, which seek to solve problems through managerial interventions, and adopt a perspective which is interpretivistic and reflexive. The model recognizes ethical issues and seeks to minimize inherent power positions, identify accountability and question moral values. Through envisioning complaint handlers as boundary spanners, new light is shed on their relational and communicative roles.
Keywords
Citation
Chalmers, S. (2016), "Ethical fairness in financial services complaint handling", International Journal of Bank Marketing, Vol. 34 No. 4, pp. 570-586. https://doi.org/10.1108/IJBM-09-2014-0124
Publisher
:Emerald Group Publishing Limited
Copyright © 2016, Emerald Group Publishing Limited