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China's social credit system.
Ant Financial's Sesame Credit rating service.
This drains liquidity from state-controlled banks. Recent developments show a pushback: a de facto ban of peer-to-peer lending platforms in 2020, and the cancelled public offering…
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DOI: 10.1108/OXAN-DB260963
ISSN: 2633-304X
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A second phase will now begin, in which the government will review and reform the system based on assessments of its successes and shortcomings so far.
Foreign media typically present China’s efforts to build the 'social credit' system as an Orwellian nightmare where the state uses information technology to conduct…
Shadow finance in China.
However, the signs of strain are becoming more marked. On December 15, the Central Bank of Iran (CBI) issued an official warning to all financial institutions, threatening legal…
Banking-sector stability is vital for the functioning of the Russian economy: bank credit is facilitating economic restructuring. Although the sector withstood the first impact of…
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DOI: 10.1108/OXAN-DB278809
ISSN: 2633-304X
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Internet controls.
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DOI: 10.1108/OXAN-DB208203
ISSN: 2633-304X
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The Vollgeld (sovereign money) proposal, which claimed to make the banking system safer by preventing commercial banks creating money through requiring thems to keep 100% of their…