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Article
Publication date: 4 May 2012

Octavio A. Ramirez and Carlos A. Carpio

The purpose of this paper is to explore the impact of the levels of inaccuracy associated with three different premium estimation methods, one of which attempts to mimic the…

Abstract

Purpose

The purpose of this paper is to explore the impact of the levels of inaccuracy associated with three different premium estimation methods, one of which attempts to mimic the protocol currently used by the Risk Management Agency (RMA), on the actuarial performance of the US crop insurance program.

Design/methodology/approach

The analyses are conducted using empirically‐grounded simulation and other computational methods, under various plausible assumptions about the producer's risk aversion behavior and knowledge of his/her actuarially fair premium.

Findings

Regardless of the assumed producer knowledge and behavior, it is concluded that the persistently high government subsidy levels required to keep the program solvent could be solely explained by the inaccuracy in the RMA's premium estimates. In other words, the observed need for large subsidies does not necessarily imply that the program is systematically favoring less efficient farmers or particular crops or production areas. Also, contrary to the commonly accepted “adverse selection” argument, it is shown that farmers having more information about their actuarially fair premiums than the insurer is not the reason why high subsidies are needed. Actuarial performance, however, could be improved by using the more elaborate methods exemplified in the paper, as well as larger sample sizes for premium estimation.

Originality/value

The paper provides conclusions and recommendations that could substantially reduce the amount of public subsidies needed to keep the US crop insurance program solvent.

Article
Publication date: 1 December 2005

Mohamadou L. Fadiga, Sukant K. Misra and Octavio A. Ramirez

The purpose of this is study is to identify sources of demand growth for apparel in the US based on consumer demographic profiles, regions, and product characteristics.

4899

Abstract

Purpose

The purpose of this is study is to identify sources of demand growth for apparel in the US based on consumer demographic profiles, regions, and product characteristics.

Design/methodology/approach

A two‐step procedure was utilized to model, estimate, and analyze purchasing decision and consumer demand for nine apparel products (male shirts, shorts, jeans and slacks and female slacks, skirts, shorts, dresses and jeans). This study is based on a survey conducted by the American shoppers' panel, which collects consumption data of various garments, socioeconomic profiles, and product characteristics.

Findings

The results indicate that purchase decisions are determined by garments' own prices, age, female employment, gender, regions, and the presence of children. The study also shows evidence that the effect of product‐specific pricing strategies would be limited to the targeted products and the origin of the product has minimal effect on consumer expenditures on apparel.

Originality/value

This study is one of the few that have used disaggregated apparel products and detailed demographic factors, thus has clear marketing implications and can be useful to the apparel industry.

Details

Journal of Fashion Marketing and Management: An International Journal, vol. 9 no. 4
Type: Research Article
ISSN: 1361-2026

Keywords

Book part
Publication date: 31 March 2015

Shannon Gleeson

This study examines the conditions that lead to workplace violations for low-wage immigrant workers, and how family life shapes their decision to speak up. I also highlight how…

Abstract

Purpose

This study examines the conditions that lead to workplace violations for low-wage immigrant workers, and how family life shapes their decision to speak up. I also highlight how both employer abuse and the claimsmaking process can impact individuals and their families.

Methodology/approach

This research adopts a mixed-method approach that includes a survey of 453 low-wage workers seeking pro bono legal assistance and 115 follow-up interviews with claimants. I also conduct a five-year ethnography of both a monthly state workshop provided for injured workers and a pro bono legal aid clinic in a predominantly Latino agricultural community on the California central coast.

Findings

Beyond the material effects of lost income, the stress of fighting for justice can have negative emotional impacts that intersect with complex family dynamics. While families can be an important source of support and inspiration during this time, the burden of the breadwinner can also temper workers’ willingness to engage the labor standards enforcement system. Transnational obligations can further introduce a demobilizing dual frame of reference for workers who often hide their abuse from family members abroad who depend on them.

Research implications

Workplace abuse and the actual process of legal mobilization can have far-reaching effects on the families of low-wage immigrant workers, suggesting the need for a more holistic understanding of the claimsmaking experience.

Originality/value

This chapter tracks the challenges that workers face even once they have come forward to fight for their rights, and the multiple effects on families and children.

Details

Immigration and Work
Type: Book
ISBN: 978-1-78441-632-4

Keywords

Article
Publication date: 1 May 1995

Octavio Alonso‐Gamboa and Rafael Reyna‐Espinosa

An interest in the identification, organisation and dissemination of local and regional information has promoted the development and production of databases in Latin America. For…

Abstract

An interest in the identification, organisation and dissemination of local and regional information has promoted the development and production of databases in Latin America. For those Latin Americanists engaged in the study of the social sciences and humanities, these databases liave become a valuable tool, facilitating access to information unavailable by other means. However, these databases are frequently unknown to their potential users. In this paper, the results are presented of an analysis made of 476 Latin American databases in the social sciences and humanities, produced in 21 countries. The variables studied refer to country of origin, subject, type of database and access, number of records, time span, geographical coverage and language of the data, as well as the institutions involved in their production. Problems of user access and visibility are discussed. The use of the regional databases as an important support for Latin American studies is also emphasised.

Details

Online and CD-Rom Review, vol. 19 no. 5
Type: Research Article
ISSN: 1353-2642

Open Access
Article
Publication date: 3 September 2019

Mark Speakman

The Euro-centric nature of dark tourism research is limiting the perspective and restricting the scope of contemporary theory. Hence, this paper aims to explore how dark tourism…

3710

Abstract

Purpose

The Euro-centric nature of dark tourism research is limiting the perspective and restricting the scope of contemporary theory. Hence, this paper aims to explore how dark tourism consumption differs in a society apart from the Anglo/Eurosphere. This is done by testing Stone and Sharpley’s (2008) thanatological framework in Mexico, a country whose residents are renown for having a unique perspective on death, to assess whether Mexican dark tourism consumers undergo a similar, or different, thanatological experience to that proposed in the framework.

Design/methodology/approach

The study adopts a qualitative approach in the form of a case study. The opinions of Mexican dark tourism consumers were gained by using the technique of semi-structured interviewing in four separate dark tourism sites within Mexico City, with coding serving as the form of analysis.

Findings

The findings show that due to the non-existence of an absent/present death paradox in Mexican society, the research participants experienced a thanatological process that contrasts with those from Western societies, which indicates that the thanatological framework is unsuitable in the context of Mexican dark tourism. At the same time, the study contests the common perception that Mexicans have a jovial familiarity with death, and demonstrates that in this case the thanatological process confirmed an acceptance of death, rather than any kind of intimacy.

Originality/value

The research is valuable in that it is a response to recent calls for research in geographical locations not previously considered in a dark tourism/thanatology context.

Details

Journal of Tourism Analysis: Revista de Análisis Turístico, vol. 26 no. 2
Type: Research Article
ISSN: 2254-0644

Keywords

Book part
Publication date: 12 July 2005

W. James Jacob and Sheng Yao Cheng

A number of theoretical paradigms provide a networking space for the trio and complementary fields of comparative, international, and development educational (CIDE) research…

Abstract

A number of theoretical paradigms provide a networking space for the trio and complementary fields of comparative, international, and development educational (CIDE) research. Critics periodically attribute the field's lack of a sound theoretical base or commitment to one area of scientific research or another as a primary weakness in the field.1 Espoused theoretical paradigms often provide the knowledge debate arena in which academic fields interact and build together. In an alternative perspective from this criticism, we argue that the strength of the CIDE field resides in its ability to combine multiple theoretical perspectives that offer researchers a variety of potentially fruitful metatheoretical analyses. Thus, we do not view this lack of theoretical specification as a weakness; it is the very fabric that enables CIDE educationists to study and represent increasingly complex global and local education systems.

Details

Global Trends in Educational Policy
Type: Book
ISBN: 978-0-76231-175-0

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