Integration level within the European Union banking sector
Abstract
Purpose
What is the current level of integration of the retail and wholesale banking sectors in the European Union (EU) countries, and what are the main factors and challenges affecting it? What are the solutions to promote the integration and convergence of the retail banking sector in the European countries?.
Design/methodology/approach
Evaluated the level of integration of the banking sector, focusing on the EU banking context, retail banking especially. The paper will adopt a comprehensive and multidimensional approach, considering different criteria and indicators of integration, such as price, quantity and information, as well as different segments and dimensions of the EU banking sector, such as wholesale and retail, assets and liabilities, products, services, price indicators and institutions and markets.
Findings
It reveals that while significant integration has been realized in domains like the money market and wholesale banking, it is less pronounced in the retail banking and capital markets.
Originality/value
This paper is an original research. The entire study belongs to me.
Keywords
Acknowledgements
The author extends his deepest gratitude to the various departments and agencies within the European Union for their transparent communication and provision of data. The author expresses gratitude to the academic and research community for their invaluable literature, which has significantly contributed to the depth of this analysis. The author is particularly thankful for the insights provided by economic experts across the EU. Lastly, the author acknowledges the support of his colleagues who provided feedback and constructive criticism during the drafting of this paper. Their contributions have been essential in refining the recommendations and enhancing the overall quality of this work.
Data availability statement: The datasets generated and/or analyzed during the current study are available from the corresponding author on reasonable request.
Funding declaration: This paper received no specific grant from any funding agency in the public, commercial or not-for-profit sectors.
Compliance with ethical standards-competing interests and no funding declaration: This manuscript adheres to ethical standards and competing interests and has no funding and co-author.
Citation
Gholizadeh, Y. (2024), "Integration level within the European Union banking sector", Studies in Economics and Finance, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/SEF-03-2024-0169
Publisher
:Emerald Publishing Limited
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