Capital-to-risk weighted asset ratio (CRAR)
, 137, 154
Central and Eastern Europe (CEE)
, 9
Channelisation of deposits
, 45–46
China
commercial banking system
, 10
credit histories
, 10–11
Coefficient of variations (CV)
, 123, 184
Commodity-producing units
, 138
Computed correlation coefficients
, 38, 120
Conditional convergence
, 107
results of conditional convergence test
, 122–123
Conditional β convergence
, 109–111
Conselho Monetário Nacional (CMN)
, 12
Convergence
, 172
absolute β convergence
, 107–109
analysis of credit, GDP and HDI of countries
, 106
concept
, 107
conditional β convergence
, 109–111
literature
, 113
neoclassical approach
, 106–107
results and discussions on convergence analysis
, 115
results of absolute β convergence test
, 115–122
results of conditional convergence test
, 122–123
results of sigma convergence test
, 123–125
results under time series approach
, 125–126
sigma convergence
, 111
theories on convergence of income
, 106
time series approach
, 111–113
trends of per capita credit, per capita GDP and HDI of countries
, 113–115
Correlation
analyses
, 164–166
analysis of credit Vis-á-Vis GDP and HDI
, 38–39
coefficients
, 179, 201
of NPA and security investments with GDP and HDI
, 51–53
Country-specific regression
, 53
CR4 concentration, results of
, 146–147
Credit (C)
, 3, 77, 96, 106, 152, 192, 195, 198
Brazil
, 12–13
China
, 10–11
cointegration and ECM test results
, 70–74
concentration
, 131
convergence of states in India
, 174–175
creation mechanism
, 43–45
descriptive statistics on
, 29–32
disparity and inequality in credit allocations in Indian states
, 184–187
empirical methodology
, 66
equilibrium relations of NPA and investment with
, 90–102
factor
, 65
France
, 8
Germany
, 6–8
Granger causality test results
, 74–77
histories of countries
, 4
India
, 11–12
Indonesia
, 14–15
mean and SD of
, 32–34
measures of concentration in
, 145
methodology of cointegration and error correction mechanism
, 67
methodology of Granger causality test
, 69
methodology of unit root test
, 66–67
impact of NPA and security investment upon credit
, 53
Poland
, 9–10
pooled regression analysis of NPA and investment upon credit of countries
, 56–57
regression analysis of NPA and investment upon credit of countries
, 54
sector-wise allocations of credit in states
, 140–145
South Africa
, 13–14
studies on linkage between financial development and human development
, 62–63
supply side and demand side approaches of linkage
, 61–62
theoretical background on linkage between financial and real sectors
, 60
theoretical model on credit as endogenous institutional factor of growth
, 63–66
trends of countries
, 26–29
trends of credit of countries
, 46–49
trends of growth of credit of SCBs in India
, 136–137
unit root test results
, 70
United Kingdom
, 6
United States of America
, 4–5
Credit elasticity
equilibrium relations of NPA and investment with credit, GDP and HDI
, 90–102
of GDP
, 83
of HDI
, 83
of income and development
, 82
measures and derivations of credit elasticities
, 82–84
run test results
, 84–90
Credit–deposit ratio (C-D ratio)
, 4, 130, 138, 141, 152
trends of credit–deposit ratio of states
, 137–138
Cross-country convergence
, 112