This paper seeks to examine the opportunity for home ownership by first‐time buyers who are in occupations defined in the UK literature as key workers within four state capitals in Australia: Adelaide, Melbourne, Sydney, and Brisbane. Many of these workers are moderate or average income earners who deliver essential community services such as health, social services, education, safety and emergency services. This paper aims to explore access to home ownership for these workers for 2001 and 2009, a period which included the introduction and reintroduction of increased Australian government grants to first home buyers.
The study determines, for each year, the zones of each city able to be afforded on a moderate single income as well as the percentage of suburbs able to be afforded by key workers.
The paper identifies the pressure for multiple incomes in order to purchase as well as discussing the commuting distances some workers in Adelaide and Sydney may have to accommodate in order to afford a home.
The paper follows up 2001 work, conducted in Australia, on housing affordability for moderate income earners. Housing affordability continues to be a key housing issue in Australia, especially for first home buyers.
Kupke, V. and Rossini, P. (2011), "Housing affordability in Australia for first home buyers on moderate incomes", Property Management, Vol. 29 No. 4, pp. 357-370. https://doi.org/10.1108/02637471111154809
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