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This research study aims to evaluate the capacity and sustainability of an accessible society as a smart society and services with the help of MOOCs and assistive technologies within the learning analytics framework.

Qualitative research was employed in this research that interview forms were conducted to get data from 60 participants. Thematic analysis was used to analyze data.

Research results revealed that MOOCs and assertive technologies are crucial for smart society and opens a map for open pedagogy. Accessible media, services and applications in smart societies are key elements for disabled people lives.

Research is limited to numbers of research participants in northern part of Cyprus.

Establishing strategies and policies for the smart and accessible society and services are intensified need for the disabled people within the framework of learning analytics.

Assistive technologies become medium of facilitating accessible and smart society and services for everyone.

Education plays a great role to enrich services of societies in order to create inclusive efforts to the life of disabled people. United Nations Educational Scientific and Cultural Organizations (UNESCO) underline the main theme of making inclusive and equitable quality education and promoting lifelong learning opportunities for all. In this respect, accessibility, inclusiveness, equity, equality, quality for lifelong learning are main components to foster accessible and smart society for everyone. Integrating the importance of learning analytics creates a value for understanding of being smart society.

This paper aims to expose the direct and indirect impacts of changing culture and society principles on the built environment, architectural scene and practice. Studying culture-architecture forceful formula in present-day Iraq, as not previously discussed, reveals how cultural shift affects the public image of architectural form, uses and activity system, thus how latter issues highlight or predict society deterioration or collapse.

Comparing and analysing past and contemporary works, highlighting strange values emerged later, personal survey and observing house forms, in-depth interviews, photos and architectural drawings are a set of methodological tools used in approaching research main objective.

Findings include two mutual systematic approaches. The first is to define, acknowledge and understand previous criteria, while the second is to disclose responsible authorities and institutions and their role in addition to necessary procedures to correct or minimize the impact of various changes on the contemporary architectural situation.

Contemporary Iraqi society and culture have been dealt with as distorted and destructive, where various unacceptable values describe its current image compared to the noble form of the inherited. As a true expression and a visible manifestation of culture with which it interacts, degraded architecture and urbanism in contemporary Iraq provide an accurate picture of the current state of society, its values, principles and beliefs.

Changes in the financial services sector, brought about by new legislation and increased competition, have led to many institutions turning to marketing as a means of adjustment. Building societies, in particular, have been placed in a situation where the development of marketing is crucial to corporate performance. In this scenario, marketing information systems should serve to underpin and strengthen the marketing concept in its implementation phase. Suggests, via empirical evidence, that current strategies deployed by smaller building societies for the development of marketing information systems may actually fall short in terms of marketing intelligence.

Building societies developed in the second half of the 18th century when country people came flooding into the towns and cities to provide the workforce for the new factories. Faced with a lack of suitable housing in industrial centres, more enterprising and prosperous workers clubbed together to build their own homes. The first building society was established in Birmingham in 1775.

Proposes three phases in the emergence of an information society. Identifies these as the previously dominant industrial society, the capitalist system, the Cold War and the emerging view of culture as information. Concludes the information society consists of two major processes: production and consumption.

Time is a man‐made phenomenon. Thus, it may also be owned. Ownership of time has been a decisive factor in the creation of affluence in societies throughout history. When a society has changed, it is only with changes in the ownership of time that the new society reaches its full effect. Right now, we live in an information society in which the ownership changed from that of the industrial society. The process of change is not easy. It creates problems at work and in the family. But where is the ownership of time going to in the next phase of society, the dream society? Have we already started to practise for the next change?

Regarding the information society’s outcome, the only certainty is that there has been a revolution in the management of bit‐split knowledge and information. A flood of information has not significantly changed society in a direction or towards a state where a community could be characterized as a society of nearness, experience or citizenship, for example. Information and knowledge are probably the very concepts that have been confused most in the information society debate. Knowledge is to be understood as a phenomenon that is larger than information but uses information as its building material. Wisdom is additionally considered to include and cover the questions for which there are no unambiguous answers. It is wisdom that people use to estimate and distinguish good from evil and right from wrong. This is a task that calls for wisdom which computers do not have. Potential growth of wisdom in the information society is an issue that is difficult or impossible to say anything about with certainty. The reality of an information society includes the fact that wisdom is connected to moral and ethical judgements, and that the solutions are not always stronger than the powerseeking choices or egoistic interests of individuals, businesses, communities or states. Even if wisdom should promote the common good, it seems to be used, to an equal degree, to exclusively promote the good of the wise individual. But is it still wisdom we are talking about?

This paper describes the approach taken by the Norwich and Peterborough Building Society (the Society) in implementing models, policies and practices to meet the expected requirements of the third Capital Adequacy Directive as described in consultation papers issued by the Basel Committee, the EU and the Financial Services Authority. The Society is a medium‐sized mutual retail banking operation in the UK providing savings, current accounts and mortgage lending services to approximately half a million customers and operates predominantly in the East Anglia area of England.

Legislative changes have opened up new opportunities for building societies in Britain to operate as retail banks offering a wide range of services. These organisations have operated very successfully in their traditional role for many years and have acquired a favourable generic image. The factors underlying consumer perceptions of the images of building societies are explored and compared with those relating to banks. Findings are presented to suggest that, although the building societies retain a generally favourable image, there are aspects of it that may hinder their successful operation in new markets. There is no evidence of the existence of distinct images for particular societies. Possible marketing implications of the findings are considered.

This article appraises the current marketing policies of the building societies and suggests an alternative strategy based upon an assessment of the motivations of investors and the dynamics of the funds market. In particular a short review of the societies' growth over the previous decade shows their extremely successful performance (giving timely perspective to the recent and well‐publicised difficulties of the movement), but a detailed analysis of the marketing programmes and “products” offered by the societies does suggest that societies as a whole have been slow to adapt to the maturity and size of the market in which they now operate. It is argued that these delays have accentuated the recent difficulties of the movement, and clearly they hold serious longer‐term threats to growth. Finally a strategy of market segmentation is outlined which is based upon the heterogeneity of investors and the nature of competition for funds.