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Currently, consumers of financial products and services have become more vulnerable to predatory financial institutions, especially in the aftermath of Covid-19 pandemic. Therefore, financial consumers like the persons with disabilities (PWDs) should be equipped with knowledge and skills to help them to evaluate complex financial products on offer in financial markets, especially in developing countries to avoid being victims of fraudulent lending. The purpose of this study is to establish whether customized financial literacy mediates the relationship between financial consumer protection and financial inclusion of PWDs’ owned MSMEs in rural Uganda post Covid-19 pandemic.

SmartPLS 4.0 was used to construct the measurement and structural equation models to test whether customized financial literacy significantly mediates the relationship between financial consumer protection and financial inclusion of PWDs’ owned MSMEs in rural Uganda post Covid-19 pandemic.

The results revealed a partial mediating effect of customized financial literacy in the relationship between financial consumer protection and financial inclusion of PWDs’ owned MSMEs in rural Uganda post Covid-19 pandemic. Conducting customized financial literacy increases financial consumer protection by 12 percentage points to promote financial inclusion of PWDs’ owned MSMEs in rural Uganda post Covid-19 pandemic.

This study focused only on customized financial literacy and financial consumer protection to promote universal financial inclusion of PWDs’ owned MSMEs post Covid-19 pandemic. Future studies may use data collected from other vulnerable groups amongst the unbanked population in developing countries, Uganda inclusive. In addition, this study also collected only quantitative data from the selected population. Further studies can be conducted using key informant interviews and focused group discussion to get the perceptions of the PWDs on being protected from exploitation by unscrupulous financial institutions.

The findings from this study can help policymakers in developing countries like Uganda to revise the existing consumer protection law to include strong clauses on protection of people with special needs like the PWDs. The law must ensure that they are not exploited by financial institutions because of their conditions. The law ought to make sure that the PWDs are educated about their rights in the financial market place and all information on financial products offered by financial institutions should be simplified and interpreted to them before they make consumption decisions.

To the best of the authors’ knowledge, the present study is amongst the first few studies to provide a meticulous and unique discourse on the ever increasing role of financial literacy combined with consumer protection to reduce consumption risks within the financial markets, especially in developing countries in the aftermath of global pandemic shocks. This study uses the social learning theory, theory of reasoned action and theory of planned behaviour to elucidate how customized financial literacy can enhance consumer protection to increase financial inclusion of groups with special needs like the PWDs who have become more susceptible to exploitation by unscrupulous financial institutions in under-developed financial markets, especially in post Covid-19 pandemic.

The purpose of this paper is to derive the user‐perceived availability of M‐for‐N shared protection systems composed of multiple user groups, each with a protection‐switching priority.

The paper assumes a shared protection system with M protection units and N working units. The memoryless state transition diagram viewed from the system administrator, combined with combinatorial analysis of state probabilities on protection switching, yields a generic formula of the availability viewed from an arbitrary end user.

The numerical examples of availability reveal the effect of prioritized protection switching. It is observed that the total protection capacity is constant regardless of the ways of priority grouping. The shared protection system with multiple protection units enables more flexible availability allocation compared with the case of a single protection unit.

User‐perceived reliability is still an unexplored research area. Many variations of the system treated in this paper can be applied to various applications.

The analysis provides useful information for the design and operation of, for example, telecommunication network devices. The analysis is applicable to general shared protection systems that are subject to service level agreement (SLA) involving user‐perceived reliability measures.

This paper establishes the model of the priority shared protection systems for the first time and shows a practical computation method of prioritized user‐perceived availability.

Cathodic protection is an electrical technique for preventing the rusting of iron and steel, a phenomenon which is usually considered a chemical reaction. Because of this the subject advances hand in hand with developments in electrical engineering and in the electrochemical industry and is modified in conjunction with advances in the chemical techniques for preventing corrosion. Magnesium, aluminium and zinc can be used as sacrificial anodes to provide cathodic protection and the greatest advance in this field has been the discovery of a new series of aluminium alloys which in sea‐water become cheap and effective sacrificial anodes. Impressed current techniques require a permanent anode and the plating of a very thin film of platinum on to a titanium substrate has been found to make an ideal anode. Much of the exploitation of this anode has taken place with new electrical techniques such as automatic control, the individual adjustment of anode current and a considerable improvement in the instrumentation. The extended experience of cathodic protection has given the contracting industry a very much greater knowledge of the design problems, of the spread of protection, of the degree of control and of the economic balance between the various techniques. A wider use of cathodic protection to supplement organic coatings and the development of coatings which work more readily with cathodic protection are two of the exceptional economic advances. Cathodic protection, unlike most anti‐corrosive treatments, is a continuous process, and as such it has to be maintained: the realisation of this has perhaps done more to produce the good results of which cathodic protection is capable, than any other single scientific discovery.

This paper considers the effectiveness of the Data Protection Act since its launch in 1984. The National Audit Office prepared a report in 1993, which was critical of the Data Protection Registrar, its implementation of the registration and the eight data protection principles of good practice. These criticisms are discussed here with a view to improving the Registrar's approach to data protection law, and its attitude to those who are required to register under the Data Protection Act.

Under normal conditions, there are different protection objects inside and outside the gas station, so two sets of independent cathodic protection systems are adopted. At the same time, an insulating flange is applied at the position where trunk pipelines access to the gas station, which realizes electrical isolation of the structures inside and outside the station. However, as a result of short distance between the two cathodic protection systems, there will be stray current interference between them. The purpose of this paper was to study on the interference between cathodic protection systems of gas station and long distance trunk pipeline.

Based on the above, in this paper, first, the mathematical model of interference between cathodic protection systems was established and the control equations solved using the boundary element method. Second, the influence of cathodic protection system of gas station on long distance trunk pipeline and the influence of cathodic protection system of long distance trunk pipeline on gas station were studied separately using BEASY software. Finally, a new thought of cathodic protection design for local station was put forward.

It was concluded that there were serious interference problems between the cathodic protection systems of gas station and long distance trunk pipeline. By moving the potential control point to area outside the influence scope of anode ground bed could avoid the influence of cathodic protection system of gas station on long distance trunk pipeline. By moving the auxiliary anodes away from gas station could avoid the influence of cathodic protection system of long distance trunk pipeline on pipelines in gas station. The new thought of cathodic protection design could avoid the interference between the cathodic protection systems effectively.

It is considered that the results can guide cathodic design for gas station and long distance trunk pipeline. The results can also avoid the interference corrosion between the structures in gas station and trunk pipeline.

Medical confidentiality derives from the Hippocratic Oath and has been affirmed in most codes of professional conduct, including the Irish Medical Council's guide to professional conduct and ethics. The Irish Data Protection Act 1988 and Amendment 2003 bring this responsibility into a legal forum. The aim of this audit is to assess how comprehensively medical tutors/consultants instilled knowledge and appreciation of confidentiality and data protection to medical students in a prominent Dublin University Hospital.

Breaches in data protection legislation by final year medical students were identified by means of a questionnaire. Changes were made to the curriculum (presentations, notices on students' e‐learning interface and induction manual) and to the exams in psychiatry, to increase awareness of data protection legislation. Students at the same point in their education were re‐assessed one year later to see if the interventions were helpful in increasing knowledge and improving adherence to data protection legislation.

Significant breaches of the data protection legislation at baseline and follow up were identified. Examples include: “Data shall be kept for one or more specified, explicit and legitimate purposes” – when asked if they would inform patients that assessments were for submission of a case report, 44 per cent at baseline and 56 per cent at follow‐up said yes. “Appropriate security measures shall be taken against unauthorised access” – 52 per cent password‐protected their computer at baseline and 59 per cent did at follow‐up. Of those that had no password protection at baseline, 70 per cent of their computers were used by others, with little change in this at follow‐up (68 per cent). At baseline 52 per cent kept a copy of reports on USB devices compared to 46 per cent at follow‐up. 26 per cent admitted to losing a USB device in the past. “Data should not be kept longer than is necessary for that purpose” – 63 per cent admitting keeping electronic copies of case reports on their computers following submission at baseline and 64 per cent at follow‐up. “Data should be made anonymous” – 96 per cent at baseline and 100 per cent at follow‐up used initials when submitting case reports to make the data anonymous.

What was disappointing was that, while knowledge and awareness of obligations under data protection legislation improved following intervention, breaches in compliance still remained.

This is the first such audit in Ireland on the provision of educational training in the area of data protection legislation to medical students. It is likely that that such breaches by medical students reflect the tip of the iceberg in relation to probable breaches amongst registered healthcare professionals. The challenge now facing the medical profession and healthcare services is to effect behavioural change to improve compliance with data protection legislation.

This study aims to advance knowledge on the direct impact of the investor’s protection level on the stock market volatility, that is, whether investor’s protection is an important stock market volatility determinant.

A panel data was estimated using a sample of 48 countries, from 2006 to 2018, totalizing 31,808 observations. To measure stock market volatility and the investor protection level, a generalized autoregressive conditional heteroskedasticity model and the World Bank Doing Business investor protection index were used, respectively.

The results evidence that the protection of investors’ rights reduces the stock market volatility. This result indicates that a high level of investor protection, which is the result of a better quality of laws and policies in place that protect investor’s rights, promotes the country as a “safe haven.”

The relationship that the authors intend to analyze becomes important, given that investor protection will give outsiders guarantees on the materialization of their investments. This study contributes important knowledge for investors and for the establishment of government policies as a way of attracting investment.

Although there have been a few studies addressing this relationship, to the knowledge, none of them directly analyses the influence of investor protection on the stock market volatility.

This paper provides a summary of the issues in the passive fire protection of steel structures. Types of passive fire protection and the material properties of protection members and steel members are described. The paper deals with the possibility of partial fire protection for secondary steel beams, in cases where, due to possible membrane action, it is not necessary to apply passive protection to the entire beams.

Studies of partially fire-protected steel structures are compared, and results from studies with different input data are summarized. A fire experiment was conducted to investigate the effect of partial passive protection in a small-scale furnace. Based on the findings of the experiment, numerical models were prepared using Ansys Mechanical.

The results are summarized, and a partial fire protection length of 500 mm is recommended. Various partial fire protection lengths were compared, and the temperature development of the steel contactors was compared using a protection length of 500 mm. At the end of the paper, options for partial passive protection of steel beams are presented.

Extended paper from ASFE2021 based on selection.

The COVID-19 pandemic has generated unprecedented public fear, impeding both individuals’ social life and the travel industry as a whole. China was one of the first major countries to experience the COVID-19 outbreaks and recovery from the pandemic. The demand for outings is increasing in the post-COVID-19 world, leading to the recovery of the ride-sharing industry. Integrating protection motivation theory and the theory of reasoned action, this study aims to investigate ride-sharing customers’ self-protection motivation to provide anti-pandemic measures and promote the resilience of ride-sharing industry.

This study followed a two-phase mixed-methods design. In the first phase, the authors executed a qualitative study with 30 interviews. In the second phase, the authors used the results of the interviews to inform the design of a survey, with which 272 responses were collected. Both studies were conducted in China.

The present results indicate that customers’ perceived vulnerability of COVID-19 and perceived COVID protection efficacy (self-efficacy and response efficacy) are positively correlated with their attitude toward self-protection, thus leading to their self-protection motivation during the rides. Moreover, subjective norms and customers’ distrust appear to also impact their self-protection motivation during the ride-sharing service.

The present research provides one of the first in-depth studies, to the best of the authors’ knowledge, on customers’ protection motivation in ride-sharing services in the new normal. The empirical evidence provides important insights for ride-sharing service providers and managers in the post-pandemic world and promote the resilience of ride-sharing industry.

This article discusses the professional status of civil defense and protection agents and coordinators in Brazil, their working conditions and demands for professionalization in disaster risk management.

Two online surveys with operators and civil defense and protection managers and documentary analysis based this research. The first survey engaged 1,933 participants who provided information about the working conditions at municipal civil defense, while the second involved 1,344 civil respondents who assessed their roles and duties in disaster risk management.

Civil defense and protection agents pointed to the high turnover in these positions as the main factor for setbacks in disaster risk reduction, allied to precarious working conditions, lack of training, and unclear responsibilities in disaster risk management.

This paper contributes to the international debate on the professionalization of civil defense and protection and disaster risk management, bringing some insights from the sociology of professions. It has a policy impact of suggesting pathways to the inclusion of civil defense and protection in the Brazilian Occupational Classification to advance professional patterns and public recognition of disaster risk management careers.