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Purpose: This chapter examines some policy ideas on how to achieve high levels of financial inclusion. It explores policy options that can be used to achieve greater levels of financial inclusion.

Methodology: The chapter uses a discursive approach to analyse the steps to achieving full financial inclusion.

Findings: The chapter offers some suggestions on how to achieve full financial inclusion. They include reducing interest rates, introducing conditional low-interest rates, supporting monetary policies with social security payments, reducing taxes, using targeted government spending, supporting fiscal policies with conditional tax rebate and tax exemptions, financial inclusion–environment decoupling, de-risking the financial system, and ring-fencing banking for the poor.

Originality: This study contributes to the financial inclusion literature by exploring additional ways to achieve high levels of financial inclusion.

Smart village is a new concept and it may be the key to the European rural future. To create an operative smart system for smart villages, it needs the participation of small- and medium-sized enterprises (SMEs). In the smart villages concept local needs require real local solutions; a kind of ‘I can do this for you’ philosophy. SMEs, especially microenterprises or, even, self-employed individuals, have the potential and the capacity to develop local solutions to local problems and have the flexibility to think on a very microlevel. New ideas are needed for the smart villages, new solutions, and new perspectives. The potential of success is in the SMEs, indeed. Because it is not enough to create a system, it must be operated too. Small businesses can ensure the effective functioning of smart villages.

The idea of smart villages is about people. It is intended that the rural population should be able to use all modern technological tools and get closer to the services common in an urban environment. The question is how to make rural life attractive, especially for the young generations. To this end we need smooth connections by broadband Internet and enhanced potential for mobility. It is also a social and ecological project that is driven by public efforts assisted by larger budgetary means or in the case of the EU by a good coordination of the various development funds with broader rural development goals. However, we should not believe that SMEs operating in small settlements are to become more competitive than those in big business hubs. It is needed to acknowledge that matching urban/rural balances is a matter of financial solidarity; thus, we can keep our landscapes soundly populated and protected.

During the banking crisis of October 2008, Iceland became the first developed country in decades to seek the assistance of the International Monetary Fund (IMF). Iceland’s IMF programme provided a measure of stability at a time of intense turbulence. The IMF’s credibility was helpful during this period of collapse not just of the banks but also of the public trust towards almost all Icelandic institutions. Importantly, the IMF implicitly supported Iceland’s policy of letting institutional creditors of the banks rather than Icelandic taxpayers bear the costs of their collapse; this provided credibility for the policy and limited repercussions. In a reversal of previous IMF policy, capital controls were imposed. The controls helped stabilise the exchange rate, and inflation subsided. The controls also helped recovery after the crisis by shielding the economy from international financial shocks. The direct fiscal cost of the Icelandic crisis was very high, but the considerable and painful fiscal tightening that was a part of the programme was needed to avoid a sovereign debt crisis. This helped in regaining trust from international markets. Mistakes were made in the design and implementation of the IMF programme, but overall, we judge that its contribution was positive. The programme provided one of the elements for restoring trust in Iceland when it was most needed, both domestically and internationally, during the depth of the crisis in 2009–2010.

This paper analyses the radical reorganisation of English school sport by the coalition government, a move that led to the emergence of a significant discourse of dissatisfaction amongst school sport advocacy coalition groups.

This paper utilises Sabatier’s (Sabatier & Jenkins-Smith, 1999) Advocacy Coalition Framework (ACF) to identify how the coalition government’s decision to abolish the successful Physical Education School Sport and Club Links (PESSCL) programme has specifically weakened the power of formerly influential advocacy coalitions within the school sport arena. Weber’s (1947) conceptualisation of charisma, in particular, the concept of charismatic rhetoric, is used to explain how these historically extensive policy changes were communicated by the coalition government, and particularly, by Michael Gove, the Secretary of State.

Locating the government’s rhetoric within the charismatic literature allowed the exploration of how a disempowerment of advocacy coalition groups and centralisation of power towards the state might have been partly achieved via the use of charismatic rhetoric (Weber, 1947).

Javidan and Waldman (2003) identified a lack of rigorous empirical study of the role of charismatic leadership and its consequences in public sector leadership, a critique that has been addressed by this paper.

Purpose: This chapter considers whether it would be beneficial, and appropriate based on the application of equality law to date, for the UK government to mandate gender equality objectives set by the United Nations as requirements in initiatives aimed at stimulating the economy, specifically the Northern Powerhouse. It considers the success of the Northern Powerhouse and its impact on females in the region.

Method: The data used as a basis for analysis in this chapter were obtained through secondary research. A mixture of quantitative and qualitative data is used, with a heavy weighting towards quantitative information.

Findings: Gender inequality remains a significant issue for females in the United Kingdom. The UK government have implemented the requirements of Convention on the Elimination of all Forms of Discrimination Against Women (CEDAW) through a non-prescriptive framework, resulting in specific industries and businesses lobbying for further development. Gender equality was not a specific consideration in the launch of the Northern Powerhouse, leading to challenges in its implementation.

Originality: There has been significant research undertaken on gender inequality in the United Kingdom, however, this chapter is the first to explore the relationship between the requirements of CEDAW and the government initiative, the Northern Powerhouse.

This chapter focusses on contradictions within existing legislation to develop an equitable and effective educational system for those with special educational needs and disabilities (SEND). It highlights tensions between the underlying aims of the legislation and the implementation of policies, specifically on admissions and exclusions with reference to the current government proposals for an increase in Alternative Provision (AP). It considers the response of Multi-Academy Trusts (MATs) to ensure an acceptable practice of inclusion while raising overall standards of attainment. It also considers the Government Green paper response to increasing pressure from parents for more appropriate levels of support for their children with SEND.

University libraries are not only crossroads of scholarly communities but are also now connecting business proprietors to places, institutions, and resources that support business growth. Therefore, through creating new formal and informal partnerships, university libraries can create friendly environments where external users like small and medium enterprises (SMEs) can work together to access and use research and innovation (R&I) information for the sustenance and growth of their business ventures. Vibrant and reengineered university library partnership programs can go a long way in engaging national, regional, and international business growth activities.

This chapter reports on a study carried out on Ugandan university libraries and how they can serve SMEs with their university’s research output. The purpose of the study was to investigate the need for restructuring university library partnerships in order to serve SMEs better through their R&I information services. The study used an exploratory research design and used questionnaires and interviews to collect data. This chapter reports on available formal and informal innovative university libraries’ partnerships with different organizational levels of SMEs; the communication and organizational structures between university libraries and SMEs; shared visions, missions, standards, and policies of Ugandan university libraries and SMEs; and the roles and collaborations with professional library bodies such as the Consortium of Ugandan University Libraries (CUUL), Uganda Library and Information Association (ULIA), and the International Association of Technological University Libraries (IATUL), among others.