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To provide a practitioner focused discussion for enterprise development organizations (EDOs) who are seeking to incorporate principles of sustainability into their strategies.

Presents general principles that can be useful to EDOs who are trying to take on a more market development (sustainable) approach to enterprise development.

The principles can be applied to economic development projects that target small, medium or large enterprises. They apply to programs promoting agricultural, manufacturing, and services – and also have application in other sectors such as health, conservation, and education.

Provides leading insights into EDO strategies.

The purpose of this paper is to show some of the innovative ways loans are being disbursed to help microfinance institutions (MFIs) diversify their portfolios and reach a young and viable market. The paper attempt to highlight how MEDA/PTE's project in Egypt can contribute to the industry learning on microfinance (MF) and occupational hazards and young people.

The paper presents an Egyptian case study to present how financial products can impact social issues such as working children and at – risk youth.

The study finds that the young people market has been rarely researched in the MF sector. Children and youth like many other groups face a host of issues especially unemployed and poor ones. Program design has often focused on social interventions and keeping young people away from work and in the school system. Through a rights‐based approach, this project is learning that the young people are key actors in many micro enterprises as workers and in some cases as business owners themselves. The market is diverse and so are the needs of the children and youth who are involved. It is time to consider innovation in designing programs for young people. There are alternative learning techniques and skill development for young people in poor countries where school and social services do not meet their needs. Learning within actual workplaces can provide alternate educational opportunities for children provided the work is safe and age appropriate. Programs focused on young people and economic empowerment and job creation will assist many developing nations in stabilizing systems and supporting the productive human assets. The authors have found that despite the rhetoric for youth and employment, the youth arena has been neglected of practical and relevant research. MF industry can advance thinking for young people market. We are finding that MF may impact business owners to improve workplace conditions. Loans also contribute to increase learning, higher wages and lower work hours for young people who work.

Lack of current studies focused on young people and MF. Studies carried out are based on very small samples and vignettes. A recently completed study carried out by MEDA/PTE with financial support from CIDA shows MF impacts on children as workers and business owners but there is plenty of opportunity for increasing levels of research in this area.

This paper shares original case material from Egypt's project, to share lessons on the ground and design and implementation learnings. This paper will be of interest to youth serving organizations, MFIs, banks, child rights community, donors and governments with an interest in children and youth.

With the objective of trying to understand and assess the status of delivering business development services (BDS) and identifying the constraints, the Ethiopian Development Research Institute conducted a survey of randomly selected 974 MSEs (551 micro and 423 small enterprise operators) in 2003.

Random, anonymous survey of MSE operators in BDS in Ethiopia.

The results of the survey indicated that there were very limited BDS providers in the sector, which delivered limited services to few MSE operators (very low outreach). MSE operators had very limited vocational and technical training (before starting business), received few short‐term training, extension and counselling, and marketing services. The most important constraints were mainly related to access to markets and finance. Networks or associations in the MSE sector were not used as useful instruments to promote joint marketing. The results of the survey reveal that there is not significant difference based on size (micro and small) and gender in accessing BDS in the MSE sector. Addressing the constraints of delivering BDS requires clarity regarding the roles of facilitator and providers and the use of subsidies during the transition phase. The interventions should focus on delivering BDS on sustainable basis by responding to the needs in the market and providing incentives to the BDS providers, particularly the private sector.

Very few systematic studies of this nature have been carried out in developing countries. The paper offers clear implications for policymakers involved in economic development and poverty reduction.

The purpose of this paper is to present MEDA programs in small enterprise development – value chain and microfinance projects – to illustrate that the human capital of even hard to reach women can be harnessed for a community's and even a nation's economic growth.

The paper provides evidence, in the form of case studies, demonstrating that with a relatively low investment of resources, women are empowered to contribute to the growth of the small business sector which is a cornerstone of a robust private sector.

Working with disadvantaged populations that have been relegated to the bottom of the socio‐economic heap has challenges. Program design must overcome a host of constraints including illiteracy and innumeracy, lack of technical and business skills, and the psycho‐social consequences of generations of disenfranchisement. Yet, case after case has proven that these seemingly intractable obstacles diminish with appropriate project interventions. Whether or not the program “targets” or “mainstreams” women should be based on the context and an understanding of women's situation. MEDA has had varying degrees of success with these two approaches, and preliminary findings suggest that value chain projects derive greater benefit from targeted activities than do microfinance programs. The impact of business women's efforts extends well beyond their own businesses, to finance family enterprises, educate children, improve household nutrition, organize community groups, and build more equitable social structures. These “indirect” benefits of the economic empowerment of women will serve any nation committed to the growth of trade and commerce. In fact, some would argue, the authors included, that they are necessary conditions of sustainable wealth creation.

The paper presents original case material from a number of MEDA value chain and microfinance projects, both past and present, to illustrate the concept, and share project design and implementation learnings.