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To examine bad credit experiences in the context of identity to understand the entanglement between bad credit and the deformation of identity.
Abstract
Purpose
To examine bad credit experiences in the context of identity to understand the entanglement between bad credit and the deformation of identity.
Methodology/approach
A qualitative method using depth interviews and hermeneutical analysis.
Findings
Bad credit is a major life event and plays a critical role in identity. By restricting or eliminating identity construction and maintenance through consumption, identities are deformed. Consumer identities are deformed as they are consumed by the identity deformation process as normal patterns of consumption that have built and supported their identities are disrupted and demolished. Bad credit is overwhelmingly consumptive of consumers – it consumes their time, energy, patience, lifestyle, relationships, social connections, and perhaps most importantly, it consumes their identity as it deforms who they are.
Research limitations/implications
Researchers need to examine more closely not just the creation and maintenance of identity, but also how identity is deformed and deconstructed through consumption experiences that can no longer be enjoyed.
Social implications
Government agencies may want to reexamine policies toward the granting of credit to reduce the incidence of loading up consumers with credit they are not able to pay for. The deformation of identity may result in anti-social behavior, although our study does not address this directly.
Originality/value
This study is different from previous work in several ways. We focus on identity deformation due to bad credit. By analyzing a crisis response that transcends the specific impetus of bad credit, we extend identity theory by developing an insight into “identities-in-crisis.” We also provide a theoretical framework and explore how consumers’ identities are deformed and renegotiated.
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Paul Mitchell and Hadyn Ingram
Considers a number of analytical theoretical frameworks used in retailing to assess space, benchmark performance and determine property market value. Compares the nature of the…
Abstract
Considers a number of analytical theoretical frameworks used in retailing to assess space, benchmark performance and determine property market value. Compares the nature of the hospitality product to retailing and applies some of these frameworks to the hotel context. Assesses various ways of determining hotel valuations that take account of performance, market conditions and local factors. Concludes that the range and sophistication of retailing techniques may be appropriate to hotels in the determination of realistic market valuations.
Dianne Timm, Rachel Lindhart, Kurt Olausen and Aaron Walk
Most institutions around the world provide opportunities for students to study outside of their own country for short- or long-term educational experiences. There is a gender…
Abstract
Most institutions around the world provide opportunities for students to study outside of their own country for short- or long-term educational experiences. There is a gender imbalance for those seeking these experiences, with more women than men applying to study outside of the United States and only slightly more men than women are looking to study abroad in the United States. A qualitative study was conducted in the United States with American men who had studied abroad and male international students studying in the United States. Understanding what motivates men to take advantage of these learning opportunities will lead to greater promotional efforts to attract more men to these experiences.
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Abstract
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Aarhus Kommunes Biblioteker (Teknisk Bibliotek), Ingerslevs Plads 7, Aarhus, Denmark. Representative: V. NEDERGAARD PEDERSEN (Librarian).
The academic literature on emerging market multinational corporations (EMNCs) has classified several strategic options that EMNCs can adopt as part of their internationalization…
Abstract
Purpose
The academic literature on emerging market multinational corporations (EMNCs) has classified several strategic options that EMNCs can adopt as part of their internationalization process. Although this research stream does include examples of Indian companies, it has not adequately identified specific strategic practices followed by them as part of their internationalization process. Therefore, this article aims to identify specific firm competencies, home country advantages and strategic practices that Indian EMNCs adopt to achieve foreign market entry and internationalization.
Design/methodology/approach
The article adopts a multiple case study methodology supported by unstructured interviews to answer the research question. Using a combination of in-depth interviews and secondary data related to the case study in question, strategic practices of three Indian companies operating in different industry segments are identified and evaluated.
Findings
The results highlight that as part of their internationalization process, EMNCs from India adopt a combination of strategic practices that include strategic alliances, acquisitions, entry into targeted geographic markets, localized and innovative product offerings and niche market focus. This mix of strategic practices, in combination with high levels of corporate parenting, plays an important role in the ability of Indian EMNCs to internationalize successfully.
Originality/value
This study contributes to the international business field by developing a better understanding of the internationalization process followed by emerging market multinational firms. In addition, as the article adopts a case study approach, specific business strategies adopted by Indian firms as part of their internationalization process are identified. The study, therefore, provides a strategic roadmap for firms from emerging countries on how to internationalize successfully.
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This chapter explores the making of the colonial state in Samoa in the 1890s. The Samoan case offers new insights into the workings of the colonial state precisely because nowhere…
Abstract
This chapter explores the making of the colonial state in Samoa in the 1890s. The Samoan case offers new insights into the workings of the colonial state precisely because nowhere else were Euro-American colonial projects as intertwined with and dependent on local support. In an unprecedented experiment in colonial rule, German, British, and American officials shared control over the Samoan islands from 1889 to 1899. This so-called tridominium, I argue, served as a colonial strategy of deferral for Euro-American officials anxious to diffuse escalating conflict over the distant islands. Contrary to plan, ongoing tensions among German, British, and American interests allowed Samoans to maintain considerable political and economic autonomy. The main reason for the ultimate failure of the tridominium for Euro-American policy-makers lay in the uneven and incomplete exercise of colonial power over Samoans. Limitations in geography, people, and finance made the tridominium a weak colonial state. In addition, the lack of resources the respective metropolitan governments devoted to the distant archipelago in the South Pacific increased the relative influence of Samoan leaders and of the growing number of Samoans who joined the administration. Samoa in the 1890s serves as an important reminder that colonial rule was rarely clear-cut and never complete.
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