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The interest in older entrepreneurs increases due to population aging. Previous research showed clear gender-differences among older entrepreneurs. This study investigates whether such gender-differences also exist in the retirement transition from entrepreneurship. It explores the influence of pension regulations for entrepreneurs on these gender-differences.

Longitudinal micro-level data from the Survey of Health, Aging and Retirement in Europe is analyzed in multichannel sequence analyses and cluster analyses. Developments from age 50 to 69 are compared in the dimensions of entrepreneurship, employment and old-age pensions.

Entrepreneurs retire in three different transition patterns: (1) entrepreneurs becoming pensioners at 60, (2) entrepreneurs becoming pensioners at 65 and (3) individuals combining entrepreneurship with employment until they become pensioners at 65. Female entrepreneurs follow the same transition patterns as their male counterparts but retire earlier. Pension regulations for entrepreneurs modify the extent of the gender-differences within a country. Mandatory pension schemes with identical state pension ages for men and women reduce gender-differences, whereas mandatory schemes with gender-differences in the state pension age increase them. Schemes without mandatory coverage range in between the other two.

This article expands our knowledge on gender-differences among older entrepreneurs. These gender-differences also extent to how entrepreneurs transition into retirement. Pension regulations for entrepreneurs influence the extent of the gender-differences. Therefore, pension regulations for entrepreneurs constitute tools for promoting or hindering gender equality.

Interest in older employees increases in times of population ageing. Previous research exploring the situation has underlined older employees' struggle with workplace changes. However, it has not explored their master narrative – the socially shared narrative about older employees that steers behaviour. This study explores this narrative and its differences across changing workplaces. It draws on Lyotard's suggestion that master narratives disintegrate in post-modern societies.

This study conducts focus groups among older Finnish employees of an airline, postal service and social care. These groups experienced different kinds of workplace changes, namely mass layoffs, digitalisation and restructuring. The focus groups highlight the individuals' shared narratives, thereby pinpointing the master narrative.

The master narrative describes how simultaneous changes at the workplace and in their health lead older employees to look for ways to exit their jobs. This narrative is largely stable across workplaces, showing no disintegration but some variation.

This is the first study on the master narrative of older employees and its disintegration. To the authors’ knowledge, it is also the first study to use focus groups to explore a master narrative.