Search results

This study aims to examine the literature on consumer financial capability. By analyzing the research trends, theories, definitions and themes, the literature on financial capability is synthesized, and agenda for future research is suggested. A framework is presented that portrays the antecedents as well as the outcomes of financial capability and their interlinkages.

Following a systematic approach, the review is based on 215 articles published during January 2007 and–March 2022, retrieved from Scopus. It presents the definitions and theories of financial capability, publication trends, influential articles, prominent authors, prolific journals and countries publishing on financial capability. Using bibliographic coupling, the intellectual structure of the topic is explored, along with offering a framework through content analysis.

The bibliographic coupling analysis identifies four major clusters of research themes and capability theory appeared to be the most prominent theory. The synthesis draws upon five conceptual definitions of financial capability. Based on the discussion, in this review, financial capability is defined as an individual ability to apply appropriate financial knowledge, perform desirable financial behaviors and take available financial opportunities for achieving financial well-being. A conceptual framework delineates the synthesized literature and propositions based on this framework and relevant research are proposed. Finally, directions for future research are discussed.

This paper is an attempt to offer a comprehensive synthesis of the scholarship on financial capability and its conceptualization. It further proposes an extensive future research agenda. The study has implications for financial services providers relating to retail bank marketing.

The purpose of this paper is to investigate the interaction effect between customer satisfaction and monetary incentives on online reviews and test the moderating effect of personal characteristics, filling the research gap in online review behavior from the senders.

Using a project role-playing technique that is widely applied in the marketing field, the authors conducted two experimental studies in a laboratory setting with student subjects and collected 390 and 362 acceptable samples for analysis in Studies 1 and 2, respectively.

This research confirms the positive effects of satisfaction and incentives on review scores and tests the interaction effect between satisfaction and incentives on review scores with the moderating effects of moral judgment and sensitivity of promotion. Incentives could strengthen customers’ review scores except under small incentives situation where dissatisfied customers decrease scores instead. Additionally, the moderating effects of moral judgment and sensitivity of promotion are more significant in the case of dissatisfaction.

As this study focuses exclusively on a single service context and uses student samples, limitations persist regarding the generalizability of the results.

The research provides new insights for marketers on designing effective incentive programs, as well as how to better balance costs and benefits in promotion strategies.

This is one of the first studies to explore the interaction effect between satisfaction and incentives on online reviews considering the moderating effects of moral judgment and sensitivity of promotion. As a result, a new model is forwarded.

This study aims to investigate the effect of microalloyed Ca and Ce on microstructure and corrosion behavior of Mg-1.5Zn alloy. Mg-1.5Zn-xCa-xCe alloys were prepared by melting, extrusion and rolling processes.

The effects of adding Ca and Ce elements alone or adding Ca and Ce elements simultaneously on the microstructure and corrosion resistance of Mg-1.5Zn-xCa-xCe (x = 0 or 0.2 Wt.%) alloys were studied by scanning electron microscopy, hydrogen evolution tests and electrochemical experiments.

The addition of Ca and Ce elements alone or the addition of Ca and Ce elements had little impact on the grain size of the rolled and annealed Mg-1.5Zn-xCa-xCe alloy, but had a greater effect on the type and quantity of the second phase.

The order of the corrosion rates for the three alloys was Mg-1.5Zn-0.2Ca < Mg-1.5Zn-0.2Ca-0.2Ce < Mg-1.5Zn-0.2Ce. Mg-1.5Zn-0.2Ca showed the best corrosion resistance, which was related to the second phase and corrosion products.

The influence of Zn concentration on microstructure and corrosion performance of the Mg–xZn alloys microalloyed with Ca and Ce was investigated through optic microscopy, scanning electron microscopy, hydrogen evolution, dynamic polarization and electrochemical impedance spectroscopy experiments.

In this paper, Mg–xZn alloys (x = 0.5∼2.0 Wt.%) microalloyed with Ca and Ce (0.2 Wt.% each) were prepared.

As the increase of Zn concentration, the number of second phase particles (Mg-Zn-Ca, Mg-Zn-Ce and Mg-Ce phases) increased, and when the Zn concentration increased to 2.0 Wt.%, the new second phase Mg-Zn phase was precipitated.

The influence of Zn concentration on corrosion mechanism of Mg-xZn alloys microalloyed with Ca and Ce was revealed. Increasing of the Zn concentration resulted in the intensification of galvanic corrosion. When Zn concentration was 0.5 Wt.%, the alloy showed the lowest corrosion rate (0.61 mm y-1), which was about 1/2 of that of Mg-2.0Zn-0.2Ca-0.2Ce alloy.

This study aims to analyse the deep resource mining that causes high in situ stress, and the disturbance of tunnelling and mining which may induce large stress concentration, plastic deformation and rock strata compression deformation. The depth of deep resources, excavation rate and multilayered heterogeneity are critical factors of excavation disturbance in deep rock. However, at present, there are few engineering practices used in deep resource mining, and it is difficult to analyse the high in situ stress and dynamic three-dimensional (3D) excavation process in laboratory experiments. As a result, an understanding of the behaviours and mechanisms of the dynamic evolution of the stress field and plastic zone in deep tunnelling and mining surrounding rock is still lacking.

This study introduced a 3D engineering-scale finite element model and analysed the scheme involved the elastoplastic constitutive and element deletion techniques, while considering the influence of the deep rock mass of the roadway excavation, coal seam mining-induced stress, plastic zone in the process of mining disturbance of the in situ stress state, excavation rate and layered rock mass properties at the depths of 500 m, 1,500 m and 2,500 m of several typical coal seams, and the tunnelling and excavation rates of 0.5 m/step, 1 m/step and 2 m/step. An engineering-scale numerical model of the layered rock and soil body in an actual mining area were also established.

The simulation results of the surrounding rock stress field, dynamic evolution and maximum value change of the plastic zone, large deformation and settlement of the layered rock mass are obtained. The numerical results indicate that the process of mining can be accelerated with the increase in the tunnelling and excavation rate, but the vertical concentrated stress induced by the surrounding rock intensifies with the increase in the excavation rate, which becomes a crucial factor affecting the instability of the surrounding rock. The deep rock mass is in the high in situ stress state, and the stress and plastic strain maxima of the surrounding rock induced by the tunnelling and mining processes increase sharply with the excavation depth. In ultra-deep conditions (depth of 2,500 m), the maximum vertical stress is quickly reached by the conventional tunnelling and mining process. Compared with the deep homogeneous rock mass model, the multilayered heterogeneous rock mass produces higher mining-induced stress and plastic strain in each layer during the entire process of tunnelling and mining, and each layer presents a squeeze and dislocation deformation.

The results of this study can provide a valuable reference for the dynamic evolution of stress and plastic deformation in roadway tunnelling and coal seam mining to investigate the mechanisms of in situ stress at typical depths, excavation rates, stress concentrations, plastic deformations and compression behaviours of multilayered heterogeneity.

Three decades of academic and professional discourse on HR technologies (HRTs) have produced continued disagreement over construct definitions and research streams that are highly fragmented. These realities suggest that greater consistency in meanings is sorely needed if we are to integrate and upgrade knowledge in this area. This chapter draws on the findings of a systematic research review to properly define the content domains of human resource information systems (HRIS), virtual human resources (virtual HR), electronic human resource management (e-HRM), and business-to-employee (B2E) systems. An integrative synthesis was performed on 242 system-level writings that appeared in the literature from 1983 to 2017. The weight of the evidence strongly supports treating HRIS, virtual HR, e-HRM, and B2E systems as independent, complimentary constructs. While the first three comprise a firm’s HRT system, the fourth construct is more appropriately positioned in the business-collaborative system. The sample was further evaluated with an analytic framework to detect patterns of practice in research designs. This revealed that much more attention has been focused on system actions and outcomes than on attitudes and system characteristics. Different units of analysis were well represented aside from trans-organizational studies. Finally, a case is made for better contextualizing HRT research by recognizing differences in assimilation stage, functional penetration, and collective proficiency. These factors are rarely mentioned, let alone studied, raising additional concerns about measurement error. Detailed suggestions are offered on ways to incorporate them. Together, these materials should promote more sophisticated and generalizable assessments of technology, improving our ability to understand its impacts.

This study examined the impact of environmental factors on consumers’ intention to use buy online in-store returns (BORS) services. Specifically, it investigates how integrating environmental knowledge and consequence awareness into the theory of planned behavior (TPB) influences consumers’ intention to adopt BORS services.

Data were collected through a structured questionnaire and analyzed using statistical methods to explore the relationships between attitude, subjective norm, perceived behavioral control, environmental factors and intention to use BORS services.

The findings indicate that attitude, subjective norm and environmental knowledge significantly increase consumers’ intention to use BORS services. Additionally, the interaction of attitude and environmental knowledge further enhances consumers’ intention to use BORS services.

This study contributes to the limited literature on the drivers of consumers’ adoption of BORS services by integrating environmental factors with TPB. It provides new insights into how targeted environmental education and promotion activities can influence consumers’ behavior toward sustainable practices, providing valuable strategies for retailers to support sustainable development goals.

The literature on marriage formation neglects different pathways to marriage. This study focuses on arranged marriage, introduced marriage, and self-initiated marriage as three main marriage pathways in East Asia and examines how people’s marriage pathway choices are associated with education and change over time in mainland China, Japan, South Korea, and Taiwan. Using data from the East Asian Social Survey, this study finds that education is associated with fewer arranged marriages and more self-initiated marriages and that more recent marriage cohorts also witness a decline in arranged marriages and an increase in self-initiated marriages. However, how introduced marriage is associated with education and change over time varies in four East Asian societies. The findings support the “developmentalism-marriage” framework that developmental idealism leads to modern marital practices.

The purpose of this paper is to describe trends in irrigation investment in China’s rural villages in the 2000s, identify the types of villages in which investment occurred and examine whether this investment had an impact on agricultural land.

This study makes use of longitudinal survey data from a nearly nationally representative sample of 101 villages spread across five provinces. The outcome variables are cultivated area, sown area and effectively irrigated area, and ordinary least squares regression and fixed effects models are used for the analysis.

In spite of sustained investments into irrigation from 1998 to 2011, there has been almost no impact on agricultural land. Cultivated area and sown area have fallen across all five sample provinces while effectively irrigated area remains largely unchanged. The authors also show that there is no relationship between investment into irrigation and agricultural land. Irrigation facilities also have the lowest rate of rural resident satisfaction of any of the major public services provided.

More research is needed to understand the impact of irrigation investment on crop yields and water savings.

Policymakers may need to rethink the current pattern of investment into irrigation.

This is the first study to quantitatively model the impact of investment into irrigation at the village level all over China.

With the advent of the fourth industrial revolution and the intelligent economy, this conceptual chapter explores the evolution of educational governance from one based on governing by numbers and evidence-based governance to one constituted around governance by data or data-based educational governance. With the rise of markets and networks in education, Big Data, machine data, high-dimension data, open data, and dark data have consequences for the governance of national educational systems. In doing so, it draws attention to the rise of the algorithmization and computerization of educational policy-making. The author uses the concept of “blitzscaling”, aided by the conceptual framing of assemblage theory, to suggest that we are witnessing the rise of a fragmented model of educational governance. I call this governance with a “big G” and governance with a “small g.” In short, I suggest that while globalization has led to the deterritorializing of the national state, data educational governance, an assemblage, is bringing about the reterritorialization of things as new material projects are being reconstituted.