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The purpose of this paper is to look into millennials’ acceptance of Qard al-hasan using the Islamic theory of consumer behaviour (iTCB) in Malaysia.

For this study, convenience sampling was used and 203 usable questionnaires were received from the respondents who are millennials and university students. The questionnaire link was distributed via social media platforms to the millennials.

The findings of this study reveal that there exists a strong and positive relationship between the role of iman and Maqasid consumer index in determining the millennial acceptance of Qard al-hasan. On the contrary, Islamic altruism does not turn out to be the factor of Qard al-hasan acceptance. Resultantly, these results suggest that millennials in Malaysia accept Qard al-hasan and based on those educational institutions may consider offering zero-interest benevolent loans to alleviate the financial burden of unprivileged students.

Although this study provides positive results, a minimum of two research constraints may direct future efforts in this area. This study initially focuses on a specific ecosystem of Islamic financial products in Malaysia, with a particular emphasis on Qard al-hasan. As a result, subsequent research ought to strive to encompass a larger perspective on Qard al-hasan. Secondly, this research uses a theory that is still in the applicability phase, which has led to some productive discussions for further improvements.

To the best of the authors’ knowledge, this work is one of the few studies conducted on an empirical basis using the iTCB in the milieu of Qard al-hasan in Malaysia.

This paper aims to find several factors from religiosity aspects (perceived religiosity on property [PRP], perceived Islamic debt principle, perceived maqasid on homeownership, Shariah-compliant products [SCPs]) and financial aspects (mortgage repayment policy [MRP], well-versed bankers, perceived financial benefit [PFB], perceived risk), which influence the willingness of low-income people to choose Sharia-subsidized Kredit pemilikan rumah/mortgage (KPR) in Indonesia.

Research data was obtained from 235 respondents and analyzed using the partial least square-structural equation modeling method.

The research results show that PRP, SCPs, MRP and PFBs significantly influence the willingness to choose Sharia-subsidized mortgage. The practical implication that can be applied to increase the willingness of low-income people to choose Sharia-subsidized mortgage is by promoting it more massively with elements of community religiosity.

Sharia banking as the bank implementing Sharia-subsidized mortgage can consider the financial benefits of the debtor by implementing payment policies that make it easier for customers who have financial difficulties, such as rescheduling and payment holiday policies so that public interest in choosing Sharia-subsidized mortgage increases, so the problem of housing needs in low-income people can find its solution.

The purpose of this paper is to present the design and development of transfer seat system which aids the disabled drivers to get in and out of the car without outside help thereby reducing physical effort. The design of the model is carried out taking into account the vehicle specification and the weight of the person. After careful measurement and analysis, the required seat system parameters were estimated. The three movements associated with the system are satisfied with motors controlled by switches. The design calculations and the tests carried out are validated using the ANSYS finite element software.

The whole process begins with the definition of the problem of eliminating the support of an additional person to help people with disabilities enter and leave a car, making it feasible and economical for the patients. Literature review includes and develops information from different sources. The research gap is identified and a necessary improvement is proposed. Design and analysis involves optimum design and calculation that achieves the efficiency, reliability and comfortable movement of the system. It also involves validation to support stress analysis in the system that is performed using ANSYS. The material supply includes the required materials taking into account factors such as strength, durability and availability. Manufacturing selects appropriate manufacturing techniques taking into account design, materials and space limitation. Operations such as welding, cutting, drilling and grinding are considered. The tests consist of performing a physical test to check the approximate load capacity of the system for a gentle, comfortable and secure comfort. Validation ensures that the results of the test coincide with the existing results of the supporting documentation. This process also involves taking corrective action and re-doing the design process to achieve the desired results.

The results that are plotted suggest that with the increase in downward force, the power required to balance it is greater. Similarly, the speed increases with increasing power. ANSYS analysis can be performed for the support structure and for obtaining deformation. The entire work can be implemented on the actual vehicle, and the time required for the patient to enter and exit could be calculated. The entire transfer system that operates by the engine can be modified, and a hydraulic system can be used to make the movements possible. The section of the rail can also be modified accordingly, and the comparison of the possible results can be carried out with the present system.

The entire system can be improvised by working on the mechanism which reduces the overall operating time without causing discomfort to the user when entering and exiting the car. Furthermore, the safety feature must be considered in the car to prevent the mechanism from altering the seating position of the seat, for which a mooring system can be inserted with a switch to hold it in place and release it. A powerful motor can be integrated into the mechanism to improvise the second movement, which is the deployment of the legs on the ground with the motorized wheels. The set of cast iron rails is used to support more weight without failure.

The main objective is to design a system that allows a disabled person to enter and exit easily without the support or assistance of a second person. The design process had to be modified, and various methods were tried to incorporate this flawless movement onto the chassis of the car. Necessary changes have been made in the case of the material used and of the yarn to obtain the desired movement at the desired speed at the desired time. By performing these three movements, the secondary objective had to be integrated into the system to automate the door to facilitate the entry and exit of the car and to open the door simply by pressing a button. These results were taken into account to make the engine speed changes and the speed at which the chair will descend and move horizontally to ensure a safe design.

The developed transfer seat system can be widely used in healthcare sectors which greatly helps the movement of disabled persons.

The design calculations and tests carried out are validated using the ANSYS®, a finite element software.

This study aims to examine the factors influencing the intention of Muslim Millennial Generation in Indonesia to donate cash waqf digitally.

A quantitative approach was employed, surveying 284 Muslim Millennial Generation in Indonesia. The study integrated the Decomposed Theory of Planned Behavior (DTPB) and Technology Acceptance Model (TAM) to investigate the key factors driving the intention to contribute to cash waqf digitally. The researcher analyzed data using Partial Least Squares Structural Equation Modeling (PLS-SEM).

The findings of this study indicate that all hypotheses related to the variables are supported, including both direct and indirect correlations, except for perceived religiosity. This study confirms that the decision of millennials to donate cash waqf online is influenced by various factors, including their attitudes, the environment they are in, their ability to control their behavior, their perception of the ease and usefulness of technology and the availability of suitable facilities. Knowledge of technology is also a decisive component. Nevertheless, this study yielded intriguing findings that the perceived level of religious devotion does not impact the millennials’ willingness to make online cash waqf donations.

This study’s findings offer valuable insights for waqf institutions, providing a better understanding of Muslim millennials’ characteristics and preferences regarding spending, donations and waqf activities. This understanding can be instrumental in enhancing innovative digital platforms for cash waqf in the digital economy era.

This study uniquely explores the determinants of digital cash waqf donations among Muslim Millennial Generation in Indonesia. Contributions include integrating the DTPB and the TAM for a comprehensive analysis. Cross-disciplinary perspectives from behavioral economics and digital marketing enrich the research. Comparative studies and potential longitudinal analysis enhance depth, providing nuanced insights into the dynamic factors shaping digital donation behavior among Muslim millennials.

Mr. Khalifa has responsibility for all financial functions, as well as purchasing, contract services and investor relations. He joined Apria on October 1, 2003, and was most recently the vice president, finance and chief financial officer of Beckman Coulter, Inc., a manufacturer of diagnostic laboratory equipment and instruments. Previously, Amin served as the chief financial officer of Monsanto’s agricultural division (1996 to 1999) and as the senior vice president, chief financial officer and head of investor relations of Aetna Health Plans (1994 to 1996). From 1979 to 1994, he held a succession of senior financial management and operating positions at PepsiCo, Inc. Amin graduated from Lehigh University with both a Bachelor of Science in Industrial Engineering and a Master of Business Administration in Finance.

This chapter outlines the successful development of a women’s initiative from a grass roots organization to a firmly established institution within our medical school. Championed by a group of dedicated women leaders, the mission of the Alliance for Women in Medicine and Science (AWIMS) is to provide a supportive forum to promote honest discussion and positive change in the realms of gender equity, career advancement, work-life balance, and community service, and to champion professional development and promotion of women in medicine and science. What started as an informal gathering within Southern Illinois University (SIU) School of Medicine’s Department of Medicine in 2015, led by Dr Vidhya Prakash, first morphed into a robust, vital organization called Women in Medicine that contributed meaningfully to SIU Medicine and to the community before it broadened its focus to women in medicine and science and expanded its reach to the entire SIU system. In January of 2018, the initiative was firmly institutionalized as AWIMS, an organization open to ALL members of the SIU community. AWIMS seeks to advance women’s rights through various initiatives. This chapter is co-authored by AWIMS director Dr Vidhya Prakash, and Dr Anne Scheer, a qualitative sociologist in the medical school’s Department of Population Science and Policy, who hopes to help tell the story of AWIMS and translate the Alliance’s successful development process into a narrative accessible to other professionals interested in creating innovations to promote women’s interests in traditionally male-dominated professional settings.

To elicit the views of a senior consultant to companies including ABN‐AMRO, British Telecom, Ford, GSK, HSBC, IBM, ICI, ICL, Lloyds TSB, Merrill Lynch Investment Management, Microsoft, Morgan Stanley, Motorola, Rolls‐Royce, Shell and UBS.

This paper is an interview with Amin Rajan, a visiting professor at the Cass Business School, London Guildhall University and at the Centre for Leadership Studies at Exeter University, and also President of the Scientific Committee at Audencia‐Nantes, Ecole de Management.

The interview covers Rajan's views concerning the business benefits of and practical challenges involved in the promotion of workforce diversity.

Provides insights into the thinking of a prominent researcher, consultant and author in the field of employment and workforce diversity.

Gold investment is one of the essential long-term investments for many to diversify their investment portfolios. Muslims are continuously looking for halal products and services in any aspect of life and one of them is Shari’ah gold investments (SGI). However, evidence pertinent to Muslims’ behaviour towards Shari’ah gold is somewhat inconclusive and for that, a new empirical investigation is needed to reduce the gap, at best. Hence, the purpose of this study is to study factors determining SGI behaviour in Penang, Malaysia.

By using the Islamic theory of consumer behaviour (ITCB), this study examines the determinants of the SGI behaviour. The questionnaire survey was distributed and the data gathered was analysed using partial least square structural equation modeling.

All hypothesised hypotheses were instrumental in explaining the factors determining SGI behaviour in the context of Penang, Malaysia.

This study has at least two limitations, namely, confined generalisations of the variables used and the limited context of the research conducted.

This study sheds light on the determinants influencing SGI behaviour, at best.

This study is original in terms of its final output that enlightens the significant effects of iman, Islamic altruism, maqasid consumer index on the behaviour of investors on Shari’ah gold within the ITCB’s context along with integrated religious satisfaction.

This paper aims to evaluate the use and the costs of AMIN, the interlibrary loan service in Iran.

A questionnaire was used for the data collection. It was completed by those librarians in charge of AMIN in academic libraries.

The statistics collected from six libraries showed that 514 items were loaned, of which 49 per cent were journal articles and 43 per cent were books. Post was used for the delivery of about 55 per cent of the items, while e‐mail was used for the delivery of only 7 per cent of the items. The average time spent dealing with each request (the time lapse between receipt of the request and dispatching the item) was about 7.1 days. The library of the University of Tehran was the most effective library in this regard as it only took 3.4 days on average for each request. The study revealed that the participating libraries did not have a proper procedure in place for collecting usage statistics and therefore one cannot evaluate the effectiveness of the AMIN service.

The paper reveals the cost of document supply in Iranian academic libraries and illustrates that ILL services in Iran are not efficient and that measures could be taken to reduce the cost and increase the efficiency of services.

Islamic home financing products with Murabaha contracts are widely favored among the Muslim community in Indonesia, given that the country has a population of over 230 million Muslims. To facilitate the development of products and enhance public interest, it is important for Islamic banking institutions to comprehend the elements that may impact the intents of Muslim communities in Indonesia when selecting Islamic home financing products with Murabaha contracts. The purpose of this study is to ascertain the many aspects that may have an impact on the decision-making process of Muslim communities in Indonesia when selecting Islamic home financing product that use Murabaha contracts.

The partial least square-structural equation modeling data processing techniques will be used to process and evaluate these components. The data used in this study was acquired by administering questionnaires to a sample of 298 Muslim communities, which were randomly selected from a pool of 301 possible customers of Islamic house finance in Indonesia.

The results of this research show that attitude, subjective norms and perceived behavioral control have positive influence on intention to choose an Islamic home financing scheme with Murabaha agreement, while price fairness of Islamic home financing and Islamic altruism have direct and indirect influence on intention to choose Islamic home financing.

Analyzing factors that affect intention to choose Islamic home financing product under Murabaha contract is essential. Future study is required to analyze other Islamic home financing products, such as istisna, ijarah muntahia bi tamlik and diminishing musharakah. This study only serves as a foundation for further investigations into conventional approaches to home financing in emerging nations. The areas can be expanded to be implemented in other countries.

It is anticipated that Islamic banks have the capacity to cultivate a favorable and constructive perception, hence fostering a positive disposition among the Muslim populace in Indonesia. Furthermore, it is essential for Islamic banks to guarantee that all stakeholders within the sharia-compliant institution, particularly the frontline staff, have enough expertise and understanding of the intricacies of Islamic home financing products including Murabaha contracts, which are intended for prospective customers. In the foreseeable future, it is anticipated that the Muslim population in Indonesia would exhibit a greater intention toward the use of Islamic home financing solutions that use Murabaha contracts, facilitated by the establishment of a conducive environment.

This research integrates the impacts of pricing fairness and Islamic charity as a modified model, alongside the theory of planned behavior model, to examine the influence of these factors on individuals’ intentions to use Islamic home financing in Indonesia.