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Citizens who live in disaster prone areas need to protect their properties – particularly their homes – against the destructive effects of natural disasters to avoid large‐scale economic losses. The purpose of this paper is to present the basic concepts and methodology for an improved system for rating the resilience of homes against natural disaster perils. This system is referred to as the Resilient Scoring Utility (ReScU) framework.

A two‐pronged approach was undertaken in developing the ReScU framework. Existing building programs for homes were studied as potential models for a system to rate the natural disaster resilience of homes. Simultaneously, a diverse 25‐member stakeholder panel (focus) group was queried periodically, using a Delphi technique, in order to better understand and gain a consensus about the issues surrounding homes, incentives and natural disasters.

Using the results from the above approach, the ReScU framework was designed with four key operational features: an output that can be tied to incentives; the use of performance‐based evaluation criteria; utilization of “threshold” adjustments to represent the variability due to the location of homes; and adaptability to new technologies, perils, and non‐perils.

There are few existing programs that offer assistance to homeowners by providing them with guidance on how to protect/reinforce their homes against natural disasters. Unlike these other programs, the ReScU framework proposed in this paper is location specific, performance‐driven, and may be tied readily to incentives. These features will assist homeowners, homebuilders, and others in designing, building, and maintaining more natural disaster resilient homes. It should, however be noted that the proposed ReScU framework is a concept, and future work will include testing the assumptions for their reliability and validity when rating homes.

The purpose of this paper is to contrast the behavior of a US homeowner exposed to hurricane risk with government policies designed to limit hurricane losses. Owners limit these losses by selecting structural improvements or mitigation and wind and flood insurance.

The paper uses mitigation costs, hurricane probabilities, and insurance premiums to frame rational cost‐minimizing choices for the homeowner.

First, even though nationwide hurricane damage costs are large, the cost‐minimizing response for an individual property owner may be to buy no mitigation or structural improvements, no flood insurance and minimal wind insurance, as probabilities of strong hurricanes striking particular locations are extremely low. Second, additional insurance is a less costly defense than structural improvement, even under much higher insurance premiums and hurricane strike probabilities. Third, federally subsidized flood insurance may reduce the effectiveness of government programs encouraging structural mitigation.

The last few years were underscored by the catastrophic damages of Hurricanes‐Katrina, Ike and Wilma. Enormous costs suffered by the public and private sectors could have been avoided with greater mitigation by homeowners. This paper examines the financial incentives for such mitigation. Those incentives are examined in a previously untested framework.

The purpose of this paper is to examine how an academic institution may more effectively respond to a disaster. In this particular situation the issues are being investigated in the context of a hurricane event. From 2005 to 2008 two hurricanes directly hit Lamar University in Beaumont, Texas. This paper examines the impact Hurricane Ike, the latter of these hurricanes, had on this academic institution. This research shares valuable insight into the vulnerabilities confronting academic institutions during natural disasters and highlights the lessons learned.

This is a practitioner paper which applies survey data and qualitative interviews of key decision makers.

Success in the aftermath of this disaster required serious consideration and forethought in institutional preparedness and continuity planning. Specifically, success relied on adequately prioritizing the recovery effort, effectively addressing communication and financial concerns, fostering administrative empowerment in the decision process, and devoting sufficient consideration to the development of alternative academic calendars.

The paper identifies issues of practical significance which academic institutions should consider when developing emergency plans related to natural disasters.

This paper contains new information about the impact of a natural disaster on an academic institution. The issues addressed are of value to comparable institutions in the process of developing their response and recovery plans.

The simulated scenarios can be used to compute risk premiums per risk class in the portfolio. These can then be used to adjust the policy premiums by accounting for storm risk.

A complete model to analyse and characterise future losses of the property portfolio of an insurance company due to hurricanes is proposed. The model is calibrated by using the loss data of the Fidelidade insurance company property portfolio resulting from Hurricane Leslie, which hit the centre of continental Portugal in October, 2018.

Several scenarios are simulated and risk maps are constructed. The risk map of the company depends on its portfolio, especially its exposure, and provides a Hurricane risk management tool for the insurance company.

A statistical model is considered, in which weather data is not required. The authors reconstruct the behaviour of storms through the registered claims and respective losses.

Tropical storms pose a significant threat to population despite the noteworthy improvements in forecasting and emergency management. Following the effects of Hurricane Sandy in the continental North America (USA and Canada) and the Caribbean, the purpose of this paper is to examine the mortality caused by the hurricane, focussing on differences in human vulnerability between these two regions.

The authors developed a database of 233 deaths, consisting of variables that provided a description of the circumstances under which the fatal incidents occurred and demographic details of the victims.

Analysis of the database showed higher percentages of female and young victims in the Caribbean than in continental North America, where mortality increased progressively with age and the ratio of males to females was higher. The majority of deaths occurred outdoors especially during clean-up and in vehicle crashes related to the storm. Physical trauma and drowning were identified as the most common causes of death, followed by carbon monoxide poisoning, hypothermia and others, although substantially different percentages were recorded between the two regions. Overall, indirect deaths presented a higher percentage than direct ones. Among the latter, incidents caused by storm surge and tree falls showed the highest numbers. Power failure and car crashes were the most common cause of indirect incidents.

The paper provides a thorough analysis of the circumstances under which fatal incidents occurred. It identifies parameters that affected the vulnerability of human life to the storm and discusses the differences between the Caribbean and continental North America.

This paper aims to address a critical aspect of post‐event recovery, namely the rebuilding of the housing stock following a devastating natural disaster. Using hurricanes as an example, challenges and opportunities are systematically discussed in hopes of sparking some further discussion and new economic models (including incentive‐based) that can help move communities toward greater resiliency and sustainability.

As a viewpoint paper, this paper relies on the author's experience in post‐hurricane damage investigation, structural retrofit, and design to minimize loss.

In evaluating how best to rebuild following a natural disaster, there are clear opportunities (and needs) in the areas of structural damage/loss mitigation, codes and standards, building material and system selection, and risk communication. Specific suggestions are made in each of these areas and the importance of risk‐based decision is stressed in each area.

This paper contributes to the ongoing and informed discussions on resiliency, sustainable design, and disaster‐resistant communities.

The Houma Indians reside in the backwaters of the Mississippi Delta, a coastal area that is disappearing due to natural subsidence, sea-level rise, and mismanagements of the ecosystems. The purpose of this paper is to scrutinize the causes of this ecocide and the responses addressing such environmental challenges, including scientific strategies, political non-intervention, and the United Houma Nation’s plans for preserving a sense of place and togetherness as a prerequisite for its cultural survival.

This ethnographic investigation relies on participant observation, and interviews with tribal leaders, fishermen, trappers, as well as scientists and local politicians. In order to grasp the emic perspective, most interviews were conducted in the Houma French dialect.

The Mississippi Delta epitomizes issues that will shape tomorrow’s world, namely, the vulnerability of coastal areas and the flows of environmental refugees. As shown by this study, coastal residents do not make a passive flux of evacuees responding to state/NGO-run plans. Actually, they are chief agents who either develop resilient strategies or proactive relocation stratagems to avoid ethnocide. Their pragmatic methodologies provide valuable data for any crisis management efforts.

This research gives a voice to the voiceless, and conveys their existential struggles from within – unlike most studies of endangered communities relying on outsiders’ viewpoints. This perspective depicts the Houmas as actors of their survival who implement diverse tribal strategies for coping with environmental change.

The purpose of this paper is to propose an alternative approach to the decision‐ and policymaking that has been practiced in most developed countries for more than a quarter of a century. Such policies followed, to a greater or lesser degree, the policies adopted in the UK and the USA since the period of the Thatcher and Reagan administrations, respectively. These policies proclaimed the supremacy of the market and downplayed government intervention in the marketplace.

This paper draws upon earlier research by the authors as well as upon published works of other researchers.

Self‐interest governed the way policies are formed and through a process of extreme capitalism financial leaders took ever‐increasing risks for which executives received lucrative incentive salaries. The recent crash suggests a failure in such policies and this paper proposes an alternative way of operating – the way of altruism. Selfishness and egoism are argued as endemic in economic rationalism and extreme capitalism, replacing selflessness that engenders policies more aligned to altruism.

The research is limited by the ability to examine all the research literature in the field at greater depth. However, the examination that has been possibly indicated that self‐interest and greed, endemic in extreme capitalism and economic rationalism, have made significant contributions to the recent subprime and global financial crises.

This paper provides government and corporate policymakers with an understanding of an alternative value – selflessness as aligned to altruism – than the values of selfishness and greed that are endemic in economic rationalism and extreme capitalism guiding policies that led to the global financial crisis.

The paper fulfils an identified need and supports policymakers seeking to achieve just outcomes for all stakeholders across the globe.

The purpose of this paper is to examine the experiences of poor drug users and sellers who remained in New Orleans during Hurricane Katrina in 2005 to identify their special needs and the unique challenges they present to disaster management.

Semi‐structured, open‐ended interviews were conducted with 119 poor, predominantly African‐American, drug users and sellers. Their stories in their own words provide a mosaic of drug‐related experiences from the period immediately preceding the storm through evacuation and reveal the motivations behind their behaviors.

Many drug users placed partying, maintaining their habits, and making money ahead of personal safety and evacuation. Drug use and sales led many not to evacuate before the storm, to use drugs in congregate shelters, to avoid shelters, to roam through flooded debris‐strewn streets, to loot stores and homes of drug dealers, and to use violence or the threat of violence to achieve their drug‐related aims.

During a disaster, many poor drug users place risks on themselves, their families, their communities and ultimately on rescue workers. The conclusion presents pragmatic and humanitarian guidelines for successfully addressing this additional challenge. The recommendations are consistent with other suggestions concerning the special needs of indigent populations.

In the disaster mitigation community, one of the most important tasks is that of information transfer prior to, and following natural disasters. The purpose of this research project was to increase the understanding of key aspects (such as attractiveness and educational value) that influence the utility and effectiveness of educational media tools for home resilience during hurricanes.

A total of three types of educational media were developed – pulp board coasters, tri‐fold pamphlets, and a web hosted video. The contents of these media were developed based on data from federal agencies, as well as scholarly articles and technical reports to form an inclusive body of information. Several focus groups of homeowners and potential homeowners were held to evaluate participant's preference of these three media tools with regards to their usefulness for making homes safer during natural disasters, specifically during wind and wind‐driven rain events (e.g. hurricanes).

Analysis of the focus groups indicate that media use (based on disaster prevention home resilience practices) is highly dependent on the target audience or the stakeholder group (e.g. consumers look for different information content as compared to the builders). While all three media were indicated by the participants to have merit, the pamphlet was preferred aesthetically and was most likely to be used by homeowners. In addition, the study found that the usefulness of the tools depends on the ease of understanding and implementation of the best practices and ease of access to the tools (targeted location for each media).

The findings of the study have implications for the entire disaster educational community. Although the findings are mostly qualitative and the small sample used in the focus groups limits the generalize ability to the entire population of the USA, nevertheless, future educational information and tools used should follow easy to understand language, be illustrated with examples and pictures, and be placed at convenient locations for homeowners to access.

By understanding how to better reach homeowners with information on home resilience, information can be more effectively disseminated to the public which allows for efficient use of tools as well as funds.