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The first of these two articles gave an insight into the basis on which the suitability of valuation methods to perform their functions should be judged. In this article attention turns to specific principles in the Equated Yield (EY) and Inflation Risk Free Yield (IRFY) approaches.

Fat‐tailed distributions have been found in many financial and economic variables ranging from forecasting returns on financial assets to modeling recovery distributions in bankruptcies. They have also been found in numerous insurance applications such as catastrophic insurance claims and in value‐at‐risk measures employed by risk managers. Financial applications include:

The purpose of this study is to examine the role of scent congruence with the brand image in the formation of consumers’ reactions to the atmosphere of a place.

Using a factorial design (i.e. scent congruent with the brand image, scent not congruent and control), an experiment was conducted in a multi-service and hospitality space welcoming both local consumers and tourists (N = 303).

The findings show that when the scent is perceived as congruent with the brand image, reactions in the store are more favourable. It is not enough to use a scent that “smells good” or that is congruent with other factors (e.g. sensory environment); the scent must be perceived by consumers as consistent with the brand image. Findings also reveal that the diffusion of a scent congruent with the brand image improves guest satisfaction, intention to revisit and perceptions of the product and service.

The limitations are both the emphasis on direct links and the focus on a French brand (café/co-working space franchise). It would be appropriate to extend the research to other contexts.

The findings show how important it is for hospitality organisations to use scents to generate a positive impact on their guests. Hotel, restaurant and café managers wishing to enhance customer reactions through the creation of an olfactory atmosphere should take scent congruence with the brand image into consideration.

The study of the effects of the atmosphere on consumer behaviour as a function of olfactory congruence with the brand image uses in-situ experimentation (café/co-working and food and beverage area).

This paper describes INSTRUCT, an interactive computer program which has been developed as a teaching aid for use within schools of librarianship and information science. The program demonstrates some of the techniques that have been suggested for implementing document retrieval systems in the future, and currently runs on a search file that comprises 6,004 documents from the Library and Information Science Abstracts database. INSTRUCT has facilities for natural language query processing, including the use of a stop‐word list, a stemming algorithm and a fuzzy‐matching routine that allows the automatic identification of a range of word variants; the provision of ranked output using automatic term weighting and a nearest‐neighbour searching procedure; and automatic relevance feedback using probabilistic relevance weights. The program is menu‐driven and can be used by searchers with little or no user training.

Since 1983. CITI (Centro de Informação Técnica para a Indústria/Centre for Technical Information for Industry) at LNETI (Laboratório Nacional de Engenharia e Tecnologia Industrial) has been providing online information searching to researchers, academia, industry and business in Portugal, to support R&D activities, innovation and transfer of technology and to contribute to the competitiveness of Portuguese industry in world markets. This paper presents an analysis of the use of this service from 1986 to 1990 and highlights the most often searched databases, as well as the subjects most searched, by type of user. Information is also presented on the online costs and trends in costs over the period. Despite the increased use of this service throughout the period analysed, there is considerable scope for improvement in the way it is marketed as an effective and efficient way to retrieve relevant information and, consequently, in how it can enhance the productivity of scientists, engineers and business personnel.

INSTRUCT is an interactive computer program illustrating some of the techniques which have been suggested for use in future text retrieval systems. The program is designed as a computerised teaching aid for students in schools of librarianship and information science. A previous paper has provided a general overview of the novel retrieval facilities provided by INSTRUCT. The present paper discusses the means by which these facilities have been implemented: in particular, detailed descriptions are given of the nearest‐neighbour search algorithm that underlies the string similarity and ranked output modules of the program, and of the term‐weighting schemes that are used. The paper concludes with a discussion of potential enhancements to the present program.

Four simulations of online services have been produced by students of the Department of Information Studies, University of Sheffield; FOSSILS, a simulation of Lockheed Dialog; BLAISERS, a simulation of BLAISE MARC information retrieval, editing MUTE, a simulation of BLAISE MEDLINE, and SSDC, a simulation of SDC. These have proved valuable in teaching use of a keyboard, basic commands and more advanced techniques. Written in BASIC, the programs have been transferred successfully to a wide range of computers including microcomputers, in several countries.

AT the request of the Director‐General of the International Labour Office Mr. Petre Lupu, Rumania's Minister of Labour, has described the benefits brought to his country through setting up a Management Development Centre.

This paper reports a study of the use and value of MSc in Information Studies/Information Management dissertations produced during the seven years, 1988–89 to 1994–95, at the Department of Information Studies in the University of Sheffield. Responses to a questionnaire that was sent to students, supervisors and external collaborating organisations showed that they all used the dissertations in various ways, as did other Departmental staff and students. Some dissertations lead to publications in the open literature, and a citation analysis showed that these publications are successful in bringing dissertation results to a wider readership.

MORE than a decade ago we were assured by the then head of Imperial Chemicals Industries that the man who knows where he is going is the one who is most likely to arrive. We might venture to add as a footnote that such a man's journey will be easier, his destination more certain, if he first clears away the assorted debris that encumbers his route.