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The purpose of this paper is to develop a conceptual model to be used further in understanding credit risk management (CRM) system of commercial banks (CBs) in an economy with less developed financial sector.

The paper reviews existing literature that consists mostly evidence from developed countries. A study model is proposed with amendment to fit Tanzania's environment. This is achieved through the use of both secondary (various relevant documents) and primary (interviews) information from a CB and key management officials dealing with credit management. The selected CB is active in lending, has both foreign and local characteristics in its operations and has been in operation for a relatively longer period.

The main finding of this paper is that the components of CRM system differ in CBs operating in a less developed economy from those in a developed economy. This implies that the environment within which the bank operates is an important consideration for a CRM system to be successful.

Tanzania, a less developed economy, provides an excellent case for studying how CBs operating in economies with less developed financial sector manage their credit risk. The paper identifies issues to be studied further in order to establish a CRM system by CBs operating in Tanzania.

I SUPPOSE the question uppermost in the mind of a reader seriously considering the state of fiction at the present time must inevitably be: where are the successors to the thrones at present filled by the older writers? One by one the old school are passing from our midst. Have we, among the younger writers, any qualified to occupy their positions, to inherit their prestige and authority? The names of Mr. Walpole and Mr. Priestley immediately spring to mind. They have reputations. They write abundantly. They are talked about. Their work sells. They are the typical traditionalists of modern letters, the inheritors of a long and fairly continuous tradition of technique and subject matter. They are craftsmanly novelists. They are stylists in their way. They are quiet, urbane, efficient and conscientious. Neither possesses any profound depth of feeling. Neither possesses, as yet, that infallible instinct for character by which, and by which alone (as Arnold Bennett insisted) a novel can reach greatness.

Volume VI, the last volume of the comprehensive work on Aerodynamic Theory prepared under a grant of the Guggenheim Fund for the Promotion of Aeronautics, is sub‐divided into five divisions (P‐T). Division (P), by Professor Durand, deals with the aeroplane as a complex of four interacting systems—the lifting system, the non‐lifting system, the propulsive system and the control system. These four systems interact mutually, and the purpose of the division is to give in a descriptive and non‐mathematical way a general discussion on the nature of these interactions, reference being made where necessary to the more detailed mathematical treatments given in earlier divisions.

ONE of the most significant institutions of our day is the Central Library for Students. This truism—which we have frequently stressed—was emphasised by the Report of the Library which was presented at the Annual Meeting held at University College, London, on May 16th. The number of books issued, which was 52,711, does not seem large in comparison with the figures that an average‐sized municipal or county library can present; but the difference lies in the purposefulness which those figures represent. Nearly every book here recorded was one required for special work; few, if any, were for idle reading or for the occupation of undirected leisure. We note with pleasure that the outlier libraries lent 1,606 books out of 1,814 for which call was made. It seems a fair proportion. We were not clear if the balance unsupplied by them was supplied from the funds of the Central Library itself. We appreciate these outlier libraries, who are able to be such owing to grants from the Carnegie Trust, but we look more earnestly to a greater growth of the voluntary co‐operation which has found its adherents in the public libraries. There are now seven urban and two county libraries who place their stocks at the disposal of the Central Library for Students. Why not all of them? As we have said on an earlier occasion, if all adhered, the demands on any one would be small and the advantages without limit.

‘Countrymindedness’ is a resonant but perhaps manufactured term, given wide currency in a 1985 article by political scientist and historian Don Aitkin in the Annual, Australian Cultural History. Political ideology was his focus, as he charted the rise and fall ‐ from the late nineteenth century to around the 1970s ‐ of some ideological preconceptions of the Australian Country Party. These were physiocratic, populist, and decentralist ‐ physiocratic meaning, broadly, the rural way is best. Aitkin claimed the word was used in Country Party circles in the 1920s and 1930s, but gave no examples. Since the word is in no dictionary of Australian usage, or the Oxford Dictionary, coinage may be more recent. No matter. Countrymindedness is a richly evocative word, useful in analysing rural populism during the last Australian century. I suggest it can usefully be extended to analyzing aspects of the inner history of Euro‐settlement in recent centuries.

The purpose of this paper is to explore with practitioners the impact of Jamaican corruption, crime and violence on guest experiences in different resort locations.

The paper uses interviews with prominent practitioners to assess the extent to which crime, perceptions of safety and security and the impact and ongoing threat of terrorism affect visitor behaviour and purchase decisions.

The paper reveals that international terrorism has negatively affected average room rates, capacity and the development of tourism in Jamaica, but that the risks associated with high levels of violence and crime do not seem to affect returning visitors.

The paper illustrates the importance of addressing international perceptions about the safety of Jamaica as a tourist destination and the importance of both internal and external security systems and measures.

The paper provides a practitioner perspective on the ways in which threats to tourism development can be minimized by effective communications and security systems and measures.

This paper employs the positivism paradigm, quantitative approach and explanatory research design. It analyses primary data obtained from manufacturing firms via structured questionnaires and uses the partial least square-structural equation modelling technique to establish the effect of individual procurement process risk on procurement performance.

Procurement risks are inevitable in manufacturing procurement process; a situation that could undermine the performance of manufacturing firms if not properly managed. Yet, with procurement accounting of about 14–19% of developing countries gross domestic product, the effects of procurement process risk on performance remain scarce in manufacturing firms in developing countries. Therefore, the paper aims to investigate the effect of procurement process risk on procurement performance of manufacturing firms.

In this paper, five out of the six procurement process risks studied were found to be undermining procurement performance of manufacturing firms significantly. However, the risk threshold effect on the performance differs.

Although this research is geographically/sector bias, several insightful managerial implications can be drawn to manage procurement process risk in manufacturing settings irrespective of the area of operation. The results of this research imply that manufacturing firms' procurement process is risk prone and the effect of risk surrounding each procurement process on procurement performance differs. Hence, the need to identify and analyse the risks surrounding each procurement process before making managerial decision to spend firms limited resources in response to the individual risk to improve procurement performance in the manufacturing sector.

This paper is the first to provide existing and future procuring practitioners/firms with in-depth empirical evidence of the effect of the procurement process risks on procurement performance in manufacturing firms operating in developing economies.

The purpose of this paper is to examine the alignment of perceived organizational culture between Health Board chairs and Board members with that of their respective senior executive teams. It compares the degree of alignment between these two groups, and analyses them against District Health Board (DHB) performance using the New Zealand Ministry of Health’s national measure “shorter stays in Emergency Departments.”

Primary survey data were collected across eight DHBs using a modified version of the Organizational Culture Assessment Instrument and utilizes a sample of both higher and lower performing DHBs as defined by the “shorter stays” measure.

Many health organizations cite Ovseiko and Buchan’s (2012) preferred culture as an ideal model. However, this study’s findings indicate that most DHBs scored higher than the preferred score for “Hierarchical” and “Rational” cultures, and lower for “Clan” and “Developmental” cultures, and therefore calls into question the validity of this organizational profile as the “preferred” cultural state.

This research considers perceived organizational culture from the perspective of the Board members and their respective senior executive teams. It uses a relatively small sample size and excludes potential interactions of national culture.

The findings indicate that healthcare organizations should de-emphasize the dominant “Hierarchical” and “Rational” cultures, and promote “Clan” and “Developmental” cultures within their organizations as a means of potentially improving healthcare performance.

Organizational culture has been highlighted as a major component of performance within healthcare organizations, yet very few studies examine how organizational culture is perceived by governance and executive groups. This study empirically counters prevailing knowledge regarding the most appropriate organizational cultures for healthcare organizations.

But if, my heart, you would speak of prizes won in the Games, look no more for another bright star by day in the empty sky more warming than the sun, nor shall we name any gathering greater than the Olympian.

When the first edition of Poems by Emily Dickinson was published in 1890, Samuel G. Ward, a writer for the Dial, commented, “I am with all the world intensely interested in Emily Dickinson. She may become world famous or she may never get out of New England” (Sewall 1974, 26). A century after Emily Dickinson's death, all the world is intensely interested in the full nature of her poetic genius and her commanding presence in American literature. Indeed, if fame belonged to her she could not escape it (JL 265). She was concerned about becoming “great.” Fame intrigued her, but it did not consume her. She preferred “To earn it by disdaining it—”(JP 1427). Critics say that she sensed her genius but could never have envisioned the extent to which others would recognize it. She wrote, “Fame is a bee./It has a song—/It has a sting—/Ah, too, it has a wing” (JP 1763). On 7 May 1984 the names of Emily Dickinson and Walt Whitman were inscribed on stone tablets and set into the floor of the newly founded United States Poets' Corner of the Cathedral of St. John the Divine in New York City, “the first poets elected to this pantheon of American writers” (New York Times 1985). Celebrations in her honor draw a distinguished assemblage of international scholars, renowned authors and poets, biographers, critics, literary historians, and admirers‐at‐large. In May 1986 devoted followers came from places as distant as Germany, Poland, Scandinavia, and Japan to Washington, DC, to participate in the Folger Shakespeare Library's conference, “Emily Dickinson, Letter to the World.”