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The purpose of this paper is to evaluate consumers’ willingness to pay (WTP) for composite flour bread produced with a blend of 15-40 per cent cassava flour blended with…
The purpose of this paper is to evaluate consumers’ willingness to pay (WTP) for composite flour bread produced with a blend of 15-40 per cent cassava flour blended with wheat flour in Ghana.
The analysis is based on interviews with 350 consumers in the Ashanti and Eastern Regions of Ghana to assess their awareness, perceptions and WTP for cassava-wheat composite bread. From these consumer interviews, a hedonic regression model was applied to evaluate consumers’ WTP for various attributes of composite flour bread. Price-related and health-related perceptions of consumers on cassava-wheat composite bread were investigated with perception indices. Multi-attribute preference-based contingent ratings that rate product attributes in terms of importance to consumers was employed. The implicit prices of the product attributes representing the contribution of the product attributes to the WTP amount were also computed.
The paper finds that consumers who are aware of cassava-blended flour bread and who like its taste and texture are willing to pay more than consumers who are unaware. This leads to a policy recommendation advocating increased advertising of the economic and nutritional benefits of cassava-wheat blended composite flour bread.
Future studies should explore the choice experiments to examine preferences for the food product.
This paper evaluates consumers’ WTP for composite flour bread produced with a blend of 15-40 per cent cassava flour and wheat flour. Given widespread reliance on imported wheat flour and the simultaneously large volumes of locally available cassava, it is important to consider opportunities for import substitution (and possible cost reduction for consumers) of blended flour products such as cassava-wheat composite flours. Nigeria has imposed a 10 per cent blending requirement for this reason. Ghana has taken important measures recently for the development of high-quality cassava flour, and so research on its potential and actual uptake is welcomed and highly relevant to food security and agribusiness development.
This study aims to assess gender-based differences on farmers’ perception of impacts and vulnerability to climate change and the implementation of adaptation strategies in…
This study aims to assess gender-based differences on farmers’ perception of impacts and vulnerability to climate change and the implementation of adaptation strategies in the Pra River Basin of Ghana, while also providing lessons for other Sub-Saharan nations and regions with similar conditions.
The study used semi-structured interviews and questionnaires to collect data from 344 farmers, 64 participants in focus group discussions and 6 agriculture extension officers (key informants) from 10 districts in the Pra River Basin of Ghana.
Results showed several differences in how climate change is perceived and tackled by male and female genders. In the perception of male farmers, for example, they were found to be more vulnerable to increased temperature, and changes in rainfall and growing season, whereas female farmers on average were considered to be less resilient to floods and droughts for different reasons. Moreover, floods posed higher risks to farming than other climate change impacts. Gender roles had a significant correlation with the type of adaptation strategies practised. Men adopted agrochemicals more often than women, as an adaptation strategy.
Gender-differentiated interventions should be incorporated in the national climate change action plan for sustainable development in a rain-fed agricultural economy such as Ghana. The study recommends several actions to promote gender equity in the assessed region.
This research assessed the gender differentials in climate trends, impact, vulnerability and adaptation based on primary data collected between April and May 2019 and compared the results with climate data in the basin for the period 1991–2014. It is an empirical study focused on primary data analysis obtained in loco by authors, involving approximately 400 participants.
This paper analysed the motives behind farmers' savings with Rural and Community Banks (RCBs) and the effect of these savings on rice yield in the Hohoe Municipality of…
This paper analysed the motives behind farmers' savings with Rural and Community Banks (RCBs) and the effect of these savings on rice yield in the Hohoe Municipality of the Volta region of Ghana.
A multi-stage sampling approach was used to draw a random sample of 222 rice farmers, and a structured questionnaire was employed to collect cross-sectional data. A Likert scale was used to rank the motive behind farmers' savings while the endogenous switching regression model was used to estimate the effect of savings on rice yield.
The results of the study showed that most farmers mobilise savings to enhance farm investment which is critical to increasing rice productivity. Improved labour and fertiliser use had a positive influence on rice yield, while farm size had an inverse relation with rice yield. Further, the findings show that savings with RCBs help mobilise the necessary finance to enhance rice productivity. In terms of the treatment effect of savings, the results indicate that farmers who patronise saving products of RCBs recorded a statistically significant average yield of 1.41 Mt/ha more than those not patronising saving products from any bank.
While the literature on agricultural finance focuses largely on credit, this study demonstrates that savings hold significant benefits for the development of agriculture through productivity gains. The importance of this demonstration is further shown by the fact that credit access depends on the ability to save in most developing countries.
There is a need to educate farmers about the essence of patronising formal savings products.
This study represents the first attempt at linking farmers' savings to agricultural productivity using an econometric methodology in Ghana. The study serves as a foundation paper and for that matter will serve as a guide to future research on savings mobilisation and agricultural productivity nexus.