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The desire for a sustainable environment has led to the need to reduce carbon dioxide emissions and increase renewable energy usage. Empirical evidence generally shows that financial development has a significant effect on these two variables. However, little is known about how the financial strength of financial institutions influences them in the fight against climate change. This study aims to assess the effect of the financial strength of listed financial institutions on renewable energy consumption and carbon dioxide emissions in Ghana.

Regression analyses were used to estimate the effect of asset quality, credit management, return on equity/asset and firm size on renewable energy consumption and carbon dioxide emissions for data covering from 2009 to 2018.

The results revealed that return on equity reduces renewable energy consumption and increases carbon dioxide emissions. It is also found that credit risk management and asset quality positively influence renewable energy consumption but reduce carbon dioxide emissions in Ghana.

Policymakers need to identify profitable but less polluting ventures and draw the attention of financial institutions in the country. This may cause banks and other lending-giving institutions to desist from giving credits to support environmentally harmful ventures.

The paper assessed the effect that the financial strength of financial institutions has on renewable energy consumption and carbon dioxide emissions.

Despite a decade of economic liberalisation, the police service has been largely spared any reform of its State monopoly position. Removed from the constant need to maintain a competitive edge which spurs the private sector, the police service has found itself undermined by the same problems as other State monopolies: high and rising costs, top‐heavy bureaucracy, a lack of flexibility and a propensity to favour ever greater increments in resourcing. New working practices and methods are slow to be implemented because of the inherent conservatism of the structure. There is now considerable pressure to review performance in terms of efficiency, effectiveness and value for money whilst providing a quality service.

This qualitative inquiry reports the ways in which three graduate-level preservice elementary teachers conceived of the relationship between diversity and democracy, and explores how their understandings of this relationship informed their planning for democratic citizenship education with young learners. Findings indicate while the participants exhibited a certain measure of variance in their thinking about diversity and democracy, all of them planned their lessons at a lower level of multicultural support than their views suggested they would. This primarily highlights the ongoing lack of understanding regarding what it might mean to teach democratic citizenship through its practice as well as its study.

The purpose of this article discusses the design of underground eco-houses using a dome structure of light construction while taking into account the historical experience of the development of the local population. This article considered the traditions of folk architecture and modern sophistication in the creation of energy-efficient eco-houses in foreign countries in the context of architecture and construction of affordable residential homes for the local population.

The research presented in this paper was motivated by the need for developing agro-tourism facilities in hard-to-reach areas of the Silk Road in Southern Kazakhstan causes the construction of eco-houses built using local construction materials. Since ancient times in Southern Kazakhstan and during seasonal migrations in yurts of light construction, people have lived in mud-brick houses deep in the ground. Along with architectural and artistic solutions in building construction, great importance was attached to saving material resources, labour costs and achieving heat stability of residential buildings.

In the architectural and planning solution of the eco¬-house, progressive directions of construction of agrotechnical structures using renewable energy sources are adopted. Particular importance was given to the choice of the construction site on an elevated area nearby historical monuments and a favourable season for the construction of eco-houses with considering the natural and climatic characteristics of rural areas of Southern Kazakhstan.

This paper discussed the issues of insulation, ventilation and improving the eco-house microclimate comfort using local building materials. Improving the architectural and artistic expressiveness of the eco-house in terms of the tradition of folk architecture was also explicitly discussed in this paper.

Tables with the justification of expediency of construction of economical eco-houses in natural and climatic conditions of Kazakhstan and Central Asia are provided. The results help to improve the energy efficiency of eco-houses in Kazakhstan by using renewable energy sources.

Social benefits are associated with the use of local raw materials. Eco-houses built from traditional building materials can become accessible to a wide range of people and stimulate the development of small businesses. This may be associated with the construction of eco-houses to serve visiting tourists in remote picturesque oases, as well as the manufacture of dome structures, felt products and the preparation of reed panels and so on.

The thermotechnical characteristics of the region's ground energy are given, which can significantly save the cost of heating the eco-house. Solutions for optimal insolation, ventilation of the eco-house are provided, taking into account the natural and climatic conditions of Southern Kazakhstan.

The earth-sheltered building is an adaptive strategy reducing energy consumption as well as increasing thermal comfort of the residents. Although this idea historically implemented in the city of Yazd, Iran, its effects on thermal comfort have not been studied thoroughly. This paper aims to discuss and analyze energy performance, in terms of parameters such as orientation, underground depth, nocturnal ventilation and its subsequent effects on thermal comfort in earth-sheltered buildings in Yazd.

Using EnergyPlus software, the obtained numeric data are precisely modeled, simulated and analyzed.

Results show that there is a direct relationship between depth of construction and energy consumption savings. The more construction depth of earth-sheltered buildings, the more percentage of energy consumption savings, that is of a higher rate in comparison to the aboveground ones. However, in south orientation, energy saving significantly reduces from depth of 2 m downwards and the annual indoor temperature fluctuation decreases by 50%. This subsequently yields to experiencing indoor thermal comfort for a significant number of days throughout the year. Considering the effects of orientation factor, the south orientation regardless of the depth provides the most desired outcome regarding energy savings.

Simulating the model generalized to the sunken courtyard can approve that the results of this research can be applied to the other models.