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The purpose of this paper is to understand the differences present in student-managed investment funds (SMIF).

The paper uses primary data collected by survey and interviews.

The findings of this paper suggest that research efforts need to be focused on the topical area and transparency in the field needs to be improved.

Past research is validated and future research is needed.

The need to develop and disseminate best practices in the management of SMIF’s.

Student-managed funds are widespread and growing but operate as independent entities.

The paper is original and based on primary research.

With the growth of worldwide e‐commerce, companies are increasingly targeting foreign online consumers. However, there is a dearth of evidence as to whether global consumers prefer to browse and buy from standardized global web sites or web sites adapted to their local cultures. This study provides evidence from five different countries as to whether global consumers prefer local web content or standardized web content. The study also measures how the degree of cultural adaptation on the web affects consumer perception of site effectiveness.

In October, 1902, the Secretary of the Mineral Water Bottle Exchange and Trade Protection Society addressed a letter to the Clerk of the London County Council stating that aerated and mineral waters are, in many instances, manufactured under insanitary conditions, and suggesting that the Council should take action in the matter. The Public Health Committee of the Council thereupon directed that a number of premises where aerated waters are manufactured should be inspected, and, in February, 1903, Dr. Shirley Murphy, the Medical Officer to the Council, presented a report drawn up by Dr. Hamer, the Assistant Medical Officer, by whom the inspections ordered were carried out. Dr. Hamer came to the conclusion that it was most desirable in the interests of the consumer that the manufacture of aerated waters in London should be regulated and controlled. The quantity of aerated water sold in London is very large, and Dr. Hamer's inspection of numerous premises showed that there are many possible sources of dangerous contamination of the water used during the process of the manufacture. We are in a position to state that Dr. Hamer was thoroughly justified in drawing the conclusions which appear in his report. The enormous growth in popularity during recent years of aerated and mineral waters, while unquestionably fraught with a most important influence for good, has brought a number of firms into existence who manufacture more or less inferior and, in some instances, positively injurious and dangerous waters, and who place their products on the market at “cutting” prices, with the result that the honest and careful manufacturer on the one hand, and the public on the other, are made to suffer. Unfair “competition” of the kind referred to exists, of course, in every trade, and only by the authoritative approval of the good and, by implication, the authoritative condemnation of the bad, can such “competition” be effectively checked. But where the health of the consumer is directly threatened or affected, as it particularly is by the supply of inferior or actually injurious aerated waters, the necessity for adequate regulation and control is immediately obvious. The matter cannot be dealt with under the Sale of Food and Drugs Acts. It is not one involving analysis only but, so far as analysis is concerned, the provisions of the Acts make it impossible to carry out the analytical investigations that would be required. In addition to the official registration of all manufacturers of mineral and aerated waters, a combination of inspection and analysis by an authoritative bedy of some kind, or by a recognised individual authority, is necessary to supply a sufficient guarantee to the public and efficient protection to the manufacturer and vendor of pure and high‐class waters.

The existence of a stable relation between the demand for real cash balances and some few variables relating it to real economic activity is one of the cornerstones of the monetarist approach. Such a relation permits us not only to analyze the impact of monetary change on economic activity but, since it is stable, it also has important predictive content. A better insight is then possible on the analysis of the effects of monetary policy. On this basis, it has been shown that money really matters and that the money supply is, with regard to economic stability, a powerful but also a dangerous weapon when heedlessly used by governments.

The purpose of this paper is to report on the innovative employment of students as technology mentors as part of a Blended Learning Program (BLP) that supported a group of owner-managers of small businesses to adopt appropriate information and communication technologies (ICT) to enhance their work practices.

This discussion uses various evaluations undertaken throughout the project to examine why the technology mentor role is vital in supporting small businesses to develop digital literacies. The participants’ self-reporting of their ICT skills as well as their progress in using ICT was also assessed by technology mentors in the course of the program and reported in mentor reflections. Academic staff also evaluated the performances of technology mentors in relation to each business.

Participants in the BLP pilot program singled out the technology mentors as being essential in promoting their uptake of ICT and in their ability to use specific technologies at work.

Findings are based on a pilot program involving six learners and two technology mentors. While this is a statistically insignificant number of evaluations, both the findings and the model of the BLP remain of interest. This model has the capacity to address a long-standing and global challenge to support small businesses in the use of ICT. A scaled up version of the program is required to validate the findings.

In the final evaluation, participants all self-assessed as having increased ICT knowledge and skills. They provided specific examples of how they now use ICT. The BLP could be taken up by local and state governments who periodically attempt to support small businesses in the uptake of technologies. The BLP could also be applied to vocational education students in business, information technologies or information systems. As well as supporting small businesses to adopt ICT, this model also provides an important alternative to resource-intensive work-placement programs that are designed to develop students’ employability skills through work-integrated learning.

Less effective attempts to support small businesses often involve face-to-face training for unrealistic periods of time that foreground technology rather than real world, useful and relevant outcomes (IBSA, 2013). This BLP successfully supported owner operators of small businesses to identify, apply and evaluate a range of software applications (“apps”) and online programs to enhance their work practices.

We deeply regret to record the sudden death of Benjamin Henry Gerrans, F.I.C., at Clapham Park, on August 12th. For many years he had been chief assistant to the late Colonel Charles E. Cassal, upon whose decease he became Public Analyst for Kensington, the Borough of Battersea, additional Public Analyst for the City of Westminster, Public Analyst for the Kesteven and Holland divisions of Lincolnshire, and for the Borough of Chepping Wycombe. At the time of his death he was Public Analyst for the Metropolitan Borough of Chelsea and Official Agricultural Analyst for the Kesteven and Holland Divisions of Lincolnshire. In 1895 he was appointed as a Gas Examiner to the London County Council, in 1910 to the Urban District Council of Sittingbourne, and in 1921 to the County Borough of West Ham. For thirty‐eight years he was a member of the Consulting Scientific Staff of the British Analytical Control. His death will be keenly felt by all those who were privileged to know him and to appraise his worth. He was elected an Associate of the Institute of Chemistry in 1888.

The Glasgow Branch of B.S.A. Tools Ltd., and of the distributing organization, Burton, Griffiths & Co. Ltd., Machine Tools and Small Tools, has been moved to new premises at 46 Carlton Place, Glasgow, C.5. Telephone No.: South 1121/2.

The Empire Day Movement, which is associated with the Royal Empire Society, announces that with the object of inducing the Government to take effective action against the practice of selling blended butter, predominantly foreign, under labels and in packets which suggest English origin, a memorial has been signed by representative organisations and members of Parliament of all parties. The memorial, which has been sent to the President of the Board of Trade, the Minister of Agriculture, the Chairman of the Empire Marketing Board, and the Chairman of the Food Council, is as follows :—In the interests of the butter‐consuming public, as well as of agriculture and the promotion of Empire trade, we, the undersigned, call the attention of the Government to the continuance of certain practices to which allusion is made in the fourth report of the Imperial Economic Committee. In paragraph 243 the report says: Blended butter is at present sold under various proprietary brands. In certain cases these brands embody the names of counties or districts which are known to be important agricultural or dairying areas in the Home Country. The suggestion inevitably conveyed in such cases to the bulk of the consumers must be that such butter is of English origin.

In the June issue of THE BRITISH FOOD JOURNAL reference was made to a recently issued Report by the Ministry of Health upon the subject of bovine tuberculosis. In that Report the pasteurisation of cow's milk is referred to as a means of reducing the resulting human infection, and it is stated that “milk so treated appears to retain its valuable food properties practically unimpaired.”