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This paper aims to identify some important misconceptions about Islamic banks, which impact investor’s portfolio in term of threats, challenges and opportunities. This paper is trying to attempt to present five different layers of misconceptions regarding investor portfolio.

This paper distributed 132 questionnaires among investors of Islamic financial institutions and multiple regression of least significant difference (LSD) method implied for data analysis.

The results of this paper show that two variables, such as opportunity and challenge, out of three are positively significant and the remaining one variable, threat, is insignificant regarding investor portfolio.

This paper is the first ever attempt in its nature to identify the different misconceptions about Islamic banking system and its impact on investor portfolio.

The study aims to investigate the impact of financial inclusion (FI) on environmental quality and the mediating role of industrialization (IZ). In addition, these relationships among the counties with different levels of income and carbon emissions were also analyzed.

This paper used the International Monetary Fund database for indicators of FI. The environmental indicators were obtained from the World Bank database for a panel of worldwide countries from 2004 to 2019. Separate indices of environmental sustainability (ES) and environmental degradation (ED) were created by using principal component analysis . The generalized method of moments regression was applied to examine the relationship between variables.

The study found full mediation of IZ between FI and ES, whereas partial mediation between FI and environmental degradation. The results were found robust against alternative measures of carbon emissions. Furthermore, the study also bifurcated the sample according to the level of income and carbon emission. It was found that FI plays a positive role in the betterment of environmental quality for high-income countries, while a negative role in upper-middle-income, lower-middle-income and low-income countries. Besides, FI has a negative role in the ES of the countries having higher or lower carbon emission levels.

Empirically this study contributes by creating two different novel measures of ES and environmental degradation, in contrast to other studies that solely relied on carbon emission. Contrary to previous studies, this study suggests that FI is not solely responsible for environmental damages, and IZ is the key channel by which FI shifts its impact on ES. Moreover, for environmental degradation, there are some other channels involved that need to be investigated further. This study has also noted that the relationship between FI and ES is context-dependent. Theoretically, this paper contributes to the literature by using ecological modernization theory in the nexus of FI, IZ and environmental quality.

Motivated by lack of empirical research on sukuk (Islamic bonds) defaults and factors influencing the credit risk in sukuk industry, the study investigates the impact of corporate governance (CG) practices and corporate social sustainability (CS) disclosures on default risk of Islamic bonds in an emerging market.

In the Malaysian context the authors use generalized method of moments (GMM) to examine the mitigating effect of CG structure and CS disclosures on distance to default (DD) of sukuk issuers.

The results show that although both CG and CS have a significant and positive relationship with distance to default, the contribution of CS to augment DD is higher. Moreover, different CG variables have a varied relationship with distance to default, while the association is positive for all three pillars of CS, videlicet economic, social and environmental sustainability.

The findings of the study hold important implications for issuers, subscribers and regulators in the sukuk industry.

Limited research investigates the relationship between CG, CS and default risk of Islamic bonds. In light of this, the study attempts to fill the theoretical void in literature by examining the relationship among the underlying variables.

Asia is the largest and most densely inhabited region in the world. Despite exhibiting an extremely expeditious economic growth, the majority of the world population categorized as poor resides in Asia, with more than a billion people financially excluded. This study aims to assess how social sustainability (SS) may increase financial inclusion (FI) and maintain financial stability (FS) in Asia.

Established on the stakeholder theory, the study analyzed the association among SS, FI and FS in Asia, employing a generalized method of moment’s estimation. The mediation of FI was also investigated in the relationship between SS and FS. Moreover, this study has analyzed the alternative proxies for the variables of interest to ensure dynamic results.

The findings point toward a positive association among SS, FI and FS. Furthermore, FI is observed to be undertaking a partial mediating role between SS and FS.

This study emphasizes that both SS and FI have individual parts in the amelioration of FS in Asia, whereas previous studies implied that FI is a mere tool for stimulating SS. Hence, Asian policymakers must keep these outcomes in mind due to their simultaneous contribution to FS.

The relationship between SS, FI and FS has received little attention in the literature. No previous study has deduced that increasing SS may instigate an increase in FI and FS. Additionally, quite contrary to previous studies that relied on narrow indicators, this study develops a broad measurement of SS by considering a wide range of crucial indicators for a sustainable society.

The steady two-dimensional laminar boundary layer flow, heat and mass transfer over a flat plate with convective surface heat flux was considered. The governing nonlinear partial differential equations were transformed into a system of nonlinear ordinary differential equations and then solved numerically by Runge–Kutta method with the most efficient shooting technique. Then, the effect of variable viscosity and variable thermal conductivity on the fluid flow with thermal radiation effects and viscous dissipation was studied. Velocity, temperature and concentration profiles respectively were plotted for various values of pertinent parameters. It was found that the momentum slip acts as a boost for enhancement of the velocity profile in the boundary layer region, whereas temperature and concentration profiles decelerate with the momentum slip.

Numerical Solution is applied to find the solution of the boundary value problem.

Velocity, heat transfer analysis is done with comparing earlier results for some standard cases.

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The purpose of this paper is to present an exploration of multiple slips and temperature dependent thermal conductivity effects on the flow of nano Williamson fluid over a slendering stretching plate in the presence of Joule and viscous heating aspects. The effectiveness of nanoparticles is deliberated by considering Brownian moment and thermophoresis slip mechanisms. The effects of magnetism and radiative heat are also deployed.

The governing partial differential equations are non-dimensionalized and reduced to multi-degree ordinary differential equations via suitable similarity variables. The subsequent non-linear problem treated for numerical results. To measure the amount of increase/decrease in skin friction coefficient, Nusselt number and Sherwood number, the slope of linear regression line through the data points are calculated. Statistical approach is implemented to analyze the heat transfer rate.

The results show that temperature distribution across the flow decreases with thermal conductivity parameter. The maximum friction factor is ascertained at stronger magnetic field.

In the current paper, the magneto-nano Williamson fluid flow inspired by a stretching sheet of variable thickness is examined numerically. The rationale of the present study is to generalize the studies of Mebarek-Oudina and Makinde (2018) and Williamson (1929).

Pakistan is an energy starving country that needs continuous supply of energy to keep up its economic speed. The aim of this paper is to assess the wind resource and energy potential of Quaidabad site for minimizing the dependence on fuels and improving the environment.

The Quaidabad site wind shear coefficient and turbulence intensity factor are investigated. The two-parameter k and c Weibull distribution function is used to analyze the wind speed of site. The standard deviation of the site is also assessed for a period of a year. The wind power density and energy density are assessed for a period of a year. The economic assessment of energy/kWh is investigated for selection of appropriate wind turbine.

The mean wind shear coefficient was observed to be 0.2719, 0.2191 and 0.1698 at 20, 40 and 60 m, respectively, for a period of a year. The mean wind speed is found to be 2.961, 3.563, 3.907 and 4.099 m/s at 20, 40, 60 and 80 m, respectively. The mean values of k parameters were observed to be 1.563, 2.092, 2.434 and 2.576 at 20, 40, 60 and 80 m, respectively, for a period of a year. The mean values of c m/s parameter were found to be 3.341, 4.020, 4.408 and 4.625 m/s at 20, 40, 60 and 80 m, respectively, for a period of a year. The major portion of values of standard deviation was found to be in between 0.1 and 2.00 at 20, 40, 60 and 80 m. The wind power density (W/m²) sum total values were observed to be 351, 597, 792 and 923 W/m² at 20, 40, 60 and 80 m, respectively, for a period of a year. The mean coefficient of variation was found to be 0.161, 0.130, 0.115 and 0.105 at 20, 40, 60 and 80 m, respectively. The sum total energy density was observed to be 1,157, 2,156, 2,970 and 3,778 kWh/m² at 20, 40, 60 and 80 m, respectively. The economic assessment is showing that wind turbine E has the minimum cost US$0.049/kWh.

The Quaidabad site is suitable for installing the utility wind turbines for energy generation at the lowest cost.

The purpose of current flow configuration is to spotlights the thermophysical aspects of magnetohydrodynamics (MHD) viscoinelastic fluid flow over a stretching surface.

The fluid momentum problem is mathematically formulated by using the Prandtl–Eyring constitutive law. Also, the non-Fourier heat flux model is considered to disclose the heat transfer characteristics. The governing problem contains the nonlinear partial differential equations with appropriate boundary conditions. To facilitate the computation process, the governing problem is transmuted into dimensionless form via appropriate group of scaling transforms. The numerical technique shooting method is used to solve dimensionless boundary value problem.

The expressions for dimensionless velocity and temperature are found and investigated under different parametric conditions. The important features of fluid flow near the wall, i.e. wall friction factor and wall heat flux, are deliberated by altering the pertinent parameters. The impacts of governing parameters are highlighted in graphical as well as tabular manner against focused physical quantities (velocity, temperature, wall friction factor and wall heat flux). A comparison is presented to justify the computed results, it can be noticed that present results have quite resemblance with previous literature which led to confidence on the present computations.

The computed results are quite useful for researchers working in theoretical physics. Additionally, computed results are very useful in industry and daily-use processes.

The purpose of this paper is to find out a new potential site for energy generation to maximize the energy generation via installing utility wind turbines.

In this paper, Weibull two-parameter methodologies are used to determine the effectiveness of the wind speed at three different heights including 80, 60 and 30 m. Standard deviation and wind power density (WPD) are also calculated for the site. After analyzing the wind resource, the wind turbine selection is materialized to maximize the energy production, considering the best configuration of the wind turbines that is suitable for the site. In the end, economic aspect is also calculated.

The mean Weibull dimensionless parameter k is found to be 2.91, 2.845 and 2.617, respectively. The mean Weibull scale parameter c is found to be 6.736, 6.524 and 6.087 at the heights of 80, 60 and 30 m, respectively. The mean standard deviation is found to be 2.297, 2.249 and 2.157 at the heights of 80, 60 and 30 m at the heights of 80, 60 and 30 m, respectively. Wind power densities are calculated to be 265, 204 and 157.9 W/m² at the heights of 80, 60 and 30 m, respectively (highest in the month of July when the mean wind speed is 7.707 m/s and WPD is 519 W/m²). Finally, site-specific economic analysis of wind turbines is carried out, which shows $0.0230 per kWh at the height of 80 m.

The results show that the site is beneficial for the installation of small and large wind turbines.

The objective of this paper to assess the wind energy potential of the Sujawal site for minimizing the dependence on fossil fuels.

The site-specific wind shear coefficient and the turbulence model were investigated. The two-parameter, k and c, Weibull distribution function was used to analyze the wind speed of the Sujawal site. The standard deviation of the site was also assessed for a period of a year. Also, the coefficient of variation was carried out to determine the difference at each height. The wind power and energy densities were assessed for a period of a year. The economic assessment of energy/kWh was investigated for selection of appropriate wind turbine.

The mean wind shear of the Sujawal site was found to be 0.274. The mean wind speed was found to be 7.458, 6.911, 6.438 and 5.347 at 80, 60, 40 and 20 m, respectively, above the ground level (AGL). The mean values of k parameter were observed to be 2.302, 2.767, 3.026 and 3.105 at 20, 40, 60 and 80 m, respectively, for a period of a year. The Weibull c m/s parameter values were found to be 8.415, 7.797, 7.265 and 6.084 m/s at 80, 60, 40 and 20 m, respectively. The mean values of standard deviation were found to be 0.765, 0.737, 0.681 and 0.650 at 20, 40, 60, and 80 m, respectively. The mean wind power density (W/m²) was found to be 287.33, 357.16, 405.16 and 659.58 for 20, 40, 60 and 80 m, respectively. The economic assessment showed that wind turbine 7 had the minimum cost/kWh US$ 0.0298.

The Sujawal site is suitable for installing the utility wind turbines for energy generation at the lowest cost; hence, a sustainable solution.