African Journal of Economic and Management Studies: Volume 8 Issue 1

Introduction to the financial services in Africa special issue

Daniel Makina

The purpose of this paper is to explore the landscape of financial services in Africa through the prism of a selection of research papers.

What determines financial inclusion in Sub-Saharan Africa?

Sydney Chikalipah

The purpose of this paper is to investigate the determinants of financial inclusion (FI) in Sub-Saharan Africa (SSA).

Account ownership and use of financial services among individuals: Evidence from selected Sub-Saharan African economies

Letenah Ejigu Wale, Daniel Makina

The purpose of this paper is to understand the effect of individual characteristics (such as sex, age, education and income) on the likelihood of account ownership and use in…

Predicting user continuance intention towards M-pesa in Kenya

Olam Osah, Michael Kyobe

The purpose of this paper is to integrate established information systems theories (post-acceptance model (PAM) and task-technology fit (TTF)) to model and test determinants of…

Does access to credit improve household welfare? Evidence from Ethiopia using endogenous regime switching regression

Temesgen Fitamo Bocher, Bamlaku Alamirew Alemu, Zerihun Getachew Kelbore

The purpose of this paper is to investigate how credit access affects the welfare of households and sheds light on how household characteristics influence the decision to take…

African innovations in harnessing farmer assets as collateral

Tendayi Chapoto, Anthony Q.Q. Aboagye

The purpose of this paper is to document and appraise two innovations by which nontraditional forms of collateral are being used to make smallholder crop and livestock farmers…

Macroeconomic determinants of interest rate spreads in Ghana

Samuel Kwabena Obeng, Daniel Sakyi

The purpose of this paper is to examine macroeconomic determinants of interest rate spreads in Ghana for the period 1980-2013.

Foreign exchange markets and the purchasing power parity theory: Evidence from two Southern African countries

Bernard Njindan Iyke, Nicholas M. Odhiambo

The purpose of this paper is to examine the validity of the purchasing power parity (PPP) hypothesis for two Southern African countries, namely: Lesotho and Zambia.