Managerial Finance: Volume 25 Issue 7

Is Community Reinvestment Act (CRA) lending profitable?: evidence from rating revisions

David M. Harrison, Michael J. Seiler

Traces the history of the Community Reinvestment Act (CRA), which requires US lenders to meet the credit needs of their local customers, and presents a study of its effect on…

The Federal Deposit Insurance Corporation Improvement Act event in the bank commercial loan market

Robert O. Edmister

Outlines the provisions of the US Federal Deposit Insurance Corporation Improvement Act (1991) (FDICIA) and presents a study of its effects on banks and their customers. Develops…

An investigation of the incidence of insider criminal activity in RTC resolved S & L’s

George Izzo, Michael J. Seiler

Outlines previous research on reasons for the many failures of US thrifts and loans during the 1980s, and suggests that crime played a larger part than is generally supposed…

The determinants of foreign bank involvement in US banking markets

Sanjay Ramchander, Alan Reichert, S.V. Jayanti

Notes recent dramatic growth in international banking, outlines the US historical and legal background to it and reviews previous research trying to explain why banks establish…

Diversification in interstate banking: the search for related performance profiles between acquiring and acquired banking firms expanding across state lines

Peter S. Rose

Notes increasing consolidation of the banking industry in the USA, Western Europe and Japan; and presents a study of 1980‐1994 acquisitions of US banks by large interstate banking…