TY - JOUR AB - ATM cardholders and nonholders in the Republic of Singapore have been researched. Cardholders and nonholders are contrasted in their demographic, attitudinal and social characteristics and in their experience with technical products. The findings indicate considerable differences between cardholders and nonholders on most measures. Further, the profile of ATM cardholders appears to be consistent with Rogers' (1983) generalisation of the early adopters of innovations. VL - 5 IS - 4 SN - 0265-2323 DO - 10.1108/eb010816 UR - https://doi.org/10.1108/eb010816 AU - Swinyard William R. AU - Ger Ghee Leow PY - 1987 Y1 - 1987/01/01 TI - Adoption Patterns of New Banking Technology in Southeast Asia T2 - International Journal of Bank Marketing PB - MCB UP Ltd SP - 35 EP - 48 Y2 - 2021/03/07 ER -