Experiencing gender, race, and class in real life: How low-income women of color strive for economic self-sufficiency and homeownership

Abstract

Purpose – This chapter examines the complex, multilevel barriers low-income women of color in a medium-sized Midwestern city face when trying to achieve economic self-sufficiency and homeownership. The aim of this study was to determine whether women attempting to achieve self-sufficiency and/or homeownership face different barriers than men as a result of multiple and intersecting social locations.

Design/methodology/approach – The study sample includes 24 low-income women of color, all of whom participated in in-depth interviews in Fall, 2008. Low-income women also completed short demographic surveys. Intersectionality represents the conceptual framework for this study, and data analysis followed phenomenological inquiry.

Findings – Some barriers low-income women of color face are unacknowledged and are gendered and racialized. Many women in this study faced personal barriers (e.g., low-income, lack of savings, poor credit, lack of mentors) and system-level barriers (e.g., banking account requirements and lenders’ downpayment requirements) to obtain economic self-sufficiency and/or homeownership simultaneously.

Research limitations – This study only examined 25 women's experiences in one location. These findings can only be generalized to low-income women of color in this study.

Originality/value – This study addresses the gaps in existing literature about low-income women's journeys toward economic self-sufficiency, and highlights that many women have goals of homeownership as well. Data analyzed here also illustrated the complex nature of barriers.

Citation

Lindhorst Everhardt, S. (2010), "Experiencing gender, race, and class in real life: How low-income women of color strive for economic self-sufficiency and homeownership", Texler Segal, M. (Ed.) Interactions and Intersections of Gendered Bodies at Work, at Home, and at Play (Advances in Gender Research, Vol. 14), Emerald Group Publishing Limited, Leeds, pp. 189-212. https://doi.org/10.1108/S1529-2126(2010)0000014012