TY  - CHAP
AB  - Purpose – The chapter seeks to examine the changing nature of competition during and immediately after the consolidation within the context of Nigerian banking sector reform.Design/methodology/approach – The chapter deploys the Herfindahl–Hirschman Index, interest rate spread and conducted interviews with senior bank managers to test the hypothesis that there was no change in competition.Findings – The results obtained support the CBN's expectation of sustained competition and higher efficiency levels, resulting in a minimal reduction of interest rate spread.Originality/value – This is the first study that examines the changing nature of competition resulting from the 2004–2006 Nigerian banking consolidation.
VL  - 12 Part B
SN  - 978-1-78190-225-7, 978-1-78190-224-0/1479-3563
DO  - 10.1108/S1479-3563(2012)000012B008
UR  - https://doi.org/10.1108/S1479-3563(2012)000012B008
AU  - Okafor Chuma
AU  - Russell Ken
AU  - Lawal Labaran
ED  - Kojo Menyah
ED  - Joshua Abor
PY  - 2012
Y1  - 2012/01/01
TI  - Effects of the Nigerian Banking Consolidation on Competition
T2  - Finance and Development in Africa
T3  - Research in Accounting in Emerging Economies
PB  - Emerald Group Publishing Limited
SP  - 75
EP  - 96
Y2  - 2024/04/25
ER  -