TY - CHAP AB - Mark Klinedinst cuts straight to the chase with a chapter which examines the performance of commercial banks in the United States relative to credit unions which are financial cooperatives with democratic structures. Using panel data for the 1990s and early 2000s Mark shows that credit unions are more efficient than banks that are comparable in size, the metric being the assets per dollar of salary managed by the organization. Given that credit unions in the United States have not required a massive taxpayer bailout, the chapter offers food for thought as to what shape financial institutions should take in the United States going forward. VL - 13 SN - 978-1-78190-221-9, 978-1-78190-220-2/0885-3339 DO - 10.1108/S0885-3339(2012)0000013004 UR - https://doi.org/10.1108/S0885-3339(2012)0000013004 AU - Bryson Alex ED - Alex Bryson PY - 2012 Y1 - 2012/01/01 TI - Introduction – ‘The Times Might Just be a-Changin’ T2 - Advances in the Economic Analysis of Participatory and Labor-Managed Firms T3 - Advances in the Economic Analysis of Participatory & Labor-Managed Firms PB - Emerald Group Publishing Limited SP - xv EP - xix Y2 - 2021/03/06 ER -