TY  - CHAP
AB  - Consumer-Directed Health Plans (CDHPs) are proposed as an option to control healthcare costs. No research has addressed their applicability in rural settings. This study analyzes three years (2003–2005) of healthcare expenditure and utilization incurred by two employers and a national carrier providing data from a rural state, Kentucky. The study included two measures of expenditures (health care and prescription drugs) and three measures of utilization (physician visits, hospital admissions, and hospital inpatient days). In general, the CDHP successfully controlled the growth of medical costs. These findings suggest that CDHPs may be a viable alternative benefit structure for rural employers.
VL  - 28
SN  - 978-1-84950-715-8, 978-1-84950-714-1/0275-4959
DO  - 10.1108/S0275-4959(2010)0000028011
UR  - https://doi.org/10.1108/S0275-4959(2010)0000028011
AU  - Watkins Cecilia M.
AU  - White John
AU  - Duncan David F.
AU  - Wyant David K.
AU  - Nicholson Thomas
AU  - Khubchandani Jagdish
AU  - Chekuri Lakshminarayana
ED  - Jennie Jacobs Kronenfeld
PY  - 2010
Y1  - 2010/01/01
TI  - Consumer-directed health insurance vs. managed care: analysis of healthcare utilization and expenditures incurred by employees in a rural area
T2  - The Impact of Demographics on Health and Health Care: Race, Ethnicity and Other Social Factors
T3  - Research in the Sociology of Health Care
PB  - Emerald Group Publishing Limited
SP  - 197
EP  - 214
Y2  - 2024/04/24
ER  -