TY - JOUR AB - Purpose– Bankruptcy is a financial failure of a business or an organization. Different kinds of bankruptcy prediction techniques are proposed to predict it. But, they are restricted as techniques in predicting the bankruptcy and not addressing the associated activities like acquiring the suitable data and delivering the results to the user after processing it. This situation demands to look for a comprehensive solution for predicting bankruptcy with intelligence. The paper aims to discuss these issues. Design/methodology/approach– To model Business Intelligence (BI) solution for BP the concept of reference model is used. A Reference Model for Business Intelligence to Predict Bankruptcy (RMBIPB) is designed by applying unit operations as hierarchical structure with abstract components. The layers of RMBIPB are constructed from the hierarchical structure of the model and the components, which are part of the reference model. In this model, each layer is designed based on the functional requirements of the Business Intelligence System (BIS). Findings– This reference model exhibits the non functional software qualities intended for the appropriate unit operations. It has flexible design in which techniques are selected with minimal effort to conduct the bankruptcy prediction. The same reference model for another domain can be implemented with different kinds of techniques for bankruptcy prediction. Research limitations/implications– This model is designed using unit operations and the software qualities exhibited by RMBIPB are limited by unit operations. The data set which is applied in RMBIPB is limited to Indian banks. Originality/value– A comprehensive bankruptcy prediction model using BI with customized reporting. VL - 28 IS - 2 SN - 1741-0398 DO - 10.1108/JEIM-09-2013-0069 UR - https://doi.org/10.1108/JEIM-09-2013-0069 AU - Aruldoss Martin AU - Travis Miranda Lakshmi AU - Venkatesan V. Prasanna PY - 2015 Y1 - 2015/01/01 TI - A reference model for business intelligence to predict bankruptcy T2 - Journal of Enterprise Information Management PB - Emerald Group Publishing Limited SP - 186 EP - 217 Y2 - 2024/09/20 ER -