An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund

Muhammad-Bashir Owolabi Yusuf (School of Economics, Finance and Banking, Universiti Utara Malaysia, Sintok, Malaysia)
Nasim Shah Shirazi (Islamic Research Training Institute, Islamic Development Bank, Jeddah, Saudi Arabia)
Gairuzazmi Mat Ghani (Department of Economics, International Islamic University Malaysia, Kuala Lumpur, Malaysia)

Abstract

Purpose

This study aims to examine the determinants of poverty among microcredit beneficiaries in Pakistan Poverty Alleviation Fund.

Design/methodology/approach

The study is based on a nationwide survey of microcredit beneficiaries of Pakistan Poverty Alleviation Fund. Using the national poverty line, this study classified borrowers into the poor and the non-poor. A Tobit model was estimated to examine the determinants of poverty among the borrowers.

Findings

The model was found to fit the data well and six out of the ten specified independent variables are found to be statistically significant.

Practical implications

The results of the study can be helpful in fully characterizing poverty dynamics and in policy formulation in using microcredit to reduce poverty.

Originality/value

The paper is the first to examine the determinants of poverty among Pakistan Poverty Alleviation Fund recipients.

Keywords

Citation

Yusuf, M., Shirazi, N. and Mat Ghani, G. (2016), "An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund", Journal of Enterprising Communities: People and Places in the Global Economy, Vol. 10 No. 3, pp. 306-320. https://doi.org/10.1108/JEC-10-2014-0023

Download as .RIS

Publisher

:

Emerald Group Publishing Limited

Copyright © 2016, Emerald Group Publishing Limited

Please note you might not have access to this content

You may be able to access this content by login via Shibboleth, Open Athens or with your Emerald account.
If you would like to contact us about accessing this content, click the button and fill out the form.
To rent this content from Deepdyve, please click the button.