This study aims to examine the determinants of poverty among microcredit beneficiaries in Pakistan Poverty Alleviation Fund.
The study is based on a nationwide survey of microcredit beneficiaries of Pakistan Poverty Alleviation Fund. Using the national poverty line, this study classified borrowers into the poor and the non-poor. A Tobit model was estimated to examine the determinants of poverty among the borrowers.
The model was found to fit the data well and six out of the ten specified independent variables are found to be statistically significant.
The results of the study can be helpful in fully characterizing poverty dynamics and in policy formulation in using microcredit to reduce poverty.
The paper is the first to examine the determinants of poverty among Pakistan Poverty Alleviation Fund recipients.
Yusuf, M.-B.O., Shirazi, N.S. and Mat Ghani, G. (2016), "An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund", Journal of Enterprising Communities: People and Places in the Global Economy, Vol. 10 No. 3, pp. 306-320. https://doi.org/10.1108/JEC-10-2014-0023Download as .RIS
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