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Predicting intention to participate in family takaful scheme using decomposed theory of planned behaviour

Maizaitulaidawati Md Husin (International Business School, University of Technology Malaysia, Kuala Lumpur, Malaysia)
Asmak Ab Rahman (Department of Shariah and Economics, Academy of Islamic Studies, University of Malaya, Kuala Lumpur, Malaysia)

International Journal of Social Economics

ISSN: 0306-8293

Article publication date: 5 December 2016

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Abstract

Purpose

The purpose of this paper is to examine the factors that influence an individual’s intention to participate in the family takaful scheme based on decomposed theory of planned behaviour (DTPB). The central hypotheses for this study are that individual’s intentions to participate in family takaful scheme are a result of attitudes towards participation in family takaful scheme, subjective norms, and perceived behavioural control (PBC). Awareness and knowledge, as well as exposure and religiosity, are integrated into the model.

Design/methodology/approach

Using primary data collection method, 384 questionnaires were distributed to target respondents comprising of Muslims in Klang Valley, Malaysia. The data were analysed using Statistical Package for the Social Sciences and SmartPLS.

Findings

The DTPB model is effective in predicting individual’s intention to participate in family takaful scheme. Out of 15 hypotheses, 12 were found to be significant. Attitudes towards participation in family takaful scheme, PBC, knowledge, and exposure have significant influences on purchase intention. However, this study found the path from religiosity, awareness, and subjective norm to intention was insignificant.

Practical implications

The results of this study highlight the applicability of DTPB into takaful research and suggest marketing strategies for family takaful operators.

Originality/value

The value of this paper lies in its presentation of a model for factors that affect individual’s intention to participate in family takaful scheme.

Keywords

Citation

Md Husin, M. and Ab Rahman, A. (2016), "Predicting intention to participate in family takaful scheme using decomposed theory of planned behaviour", International Journal of Social Economics, Vol. 43 No. 12, pp. 1351-1366. https://doi.org/10.1108/IJSE-03-2015-0074

Publisher

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Emerald Group Publishing Limited

Copyright © 2016, Emerald Group Publishing Limited