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The impact of affective orientation on bank preference as moderated by cognitive load and brand story style

Danny Tengti Kao (National Tsing Hua University, Hsinchu, Taiwan)
Pei-Hsun Wu (National Taichung University of Science and Technology, Taichung, Taiwan)

International Journal of Bank Marketing

ISSN: 0265-2323

Publication date: 1 July 2019

Abstract

Purpose

The competition among banks in Taiwan is fierce. The financial services offered by banks are highly similar and banks attempt to devise a variety of marketing campaigns to gain brand preferences of bank clients. However, little research regarding bank marketing has applied the segmentation strategy to precisely target bank clients. The purpose of this paper is to explore the moderating roles of cognitive load and brand story style in the impact of bank clients’ affective orientation on brand preference of bank clients.

Design/methodology/approach

A total of 216 participants who have bank accounts in Taiwan were randomly assigned to a 2 (brand story style: underdog vs top dog) × 2 (cognitive load: low vs high) factorial design. An ANOVA was conducted to examine the interaction effects of affective orientation, cognitive load and brand story style on the brand preference of bank clients. Affective orientation of participants was measured by Affective Orientation Scale.

Findings

Results demonstrate that for bank clients with low and high affective orientation, advertisements characterized by cognitive load (low vs high) and brand story style (underdog vs top dog) will elicit differential brand preferences of bank clients.

Originality/value

This is the first research to examine the moderating effects of bank clients’ affective orientation, cognitive load and brand story style on brand preferences of bank clients. Specifically, this research takes up the call to apply bank clients’ personality traits to examine the impact of bank marketing on brand preferences of banks.

Keywords

Citation

Kao, D.T. and Wu, P.-H. (2019), "The impact of affective orientation on bank preference as moderated by cognitive load and brand story style", International Journal of Bank Marketing, Vol. 37 No. 5, pp. 1334-1349. https://doi.org/10.1108/IJBM-09-2018-0238

Publisher

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Emerald Publishing Limited

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