TY  - JOUR
AB  - Purpose The purpose of this paper is to study land title’s credit effect from a financial inclusion perspective in China. The focus is both small land holding and poor farmers. Formal and informal finances are considered to test their differences in land title’s credit effect.Design/methodology/approach The authors use augmented inverse-probability weights of the doubly robust method to test the effect of land titling on the rural credit market by addressing self-selection, endogeneity and heterogeneity concerns.Findings Results show that the poor, non-poor and small land holders with land titles are willing to borrow more from formal financial institutions. Land titling increases loan accessibility for non-poor and small land holding farmers. As for informal financing, large land holding and non-poor farmers show a decrease in informal lending. Land titling has a financial inclusion effect for some farmers, but poor farmers’ credit restrictions are not entirely solved by land titling.Originality/value This is the first study that focuses on the financial inclusion effect of farm land titling in China.
VL  - 12
IS  - 2
SN  - 1756-137X
DO  - 10.1108/CAER-01-2019-0020
UR  - https://doi.org/10.1108/CAER-01-2019-0020
AU  - Jiang Meishan
AU  - Paudel Krishna P.
AU  - Peng Donghui
AU  - Mi Yunsheng
PY  - 2020
Y1  - 2020/01/01
TI  - Financial inclusion, land title and credit: evidence from China
T2  - China Agricultural Economic Review
PB  - Emerald Publishing Limited
SP  - 257
EP  - 273
Y2  - 2024/09/24
ER  -