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Financial inclusion and small enterprise growth in Africa: emerging perspectives and research agenda

John Kuada (Aalborg University Business School and Managing Research Africa Network, Aalborg, Denmark)

African Journal of Economic and Management Studies

ISSN: 2040-0705

Article publication date: 10 December 2021

Issue publication date: 30 August 2022

501

Abstract

Purpose

The purposes of the paper are to review the stream of studies that link financial inclusion to small enterprise growth in Sub-Sahara Africa (SSA) to identify the research gaps they provide and to prepare an agenda for future research in the field.

Design/methodology/approach

The study employs systematic literature search method to identify relevant literature from journals. The study then adopts a narrative approach for the review, highlighting the findings from the prior studies and gaps requiring research attention.

Findings

The discussions reveal that there is a need for future studies that can unpack small enterprise growth determinants, identify growth-enabling entrepreneurial characteristics and examine the contextual variabilities that shape their effectiveness.

Originality/value

There is currently no comprehensive/integrated review exploring the link between financial inclusion and small enterprise growth in SSA. The review, therefore, provides insights that contribute to the development of this stream of research.

Keywords

Acknowledgements

The author acknowledges comments from two anonymous reviewers of the paper as well as those of the guest editor of the special issue of which this paper is a part.

There are no external fundings for this research.

Citation

Kuada, J. (2022), "Financial inclusion and small enterprise growth in Africa: emerging perspectives and research agenda", African Journal of Economic and Management Studies, Vol. 13 No. 3, pp. 402-417. https://doi.org/10.1108/AJEMS-05-2021-0230

Publisher

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Emerald Publishing Limited

Copyright © 2021, Emerald Publishing Limited

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