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Open Digital Infrastructures for Financial Services: A Technical Overview

Central Banking at the Frontier

ISBN: 978-1-83797-131-2, eISBN: 978-1-83797-130-5

Publication date: 27 September 2024

Abstract

This chapter reviews some of the technical background relating to the designs of digital infrastructures for financial services. Such technical background could be useful to the understanding of the design choices that the central banks and pertinent regulators face when developing or promoting open digital infrastructures for financial services. First, the chapter reviews modularity and interoperability in the design of digital infrastructure. The chapter then examines three broad architectural models of open digital infrastructures: decentralized, centralized and distributed. The chapter ends with some lessons learnt from the different architectural models that have been implemented in practice.

Keywords

Citation

Moenjak, T. (2024), "Open Digital Infrastructures for Financial Services: A Technical Overview", Central Banking at the Frontier, Emerald Publishing Limited, Leeds, pp. 161-173. https://doi.org/10.1108/978-1-83797-130-520241010

Publisher

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Emerald Publishing Limited

Copyright © 2024 Thammarak Moenjak. Published under exclusive licence by Emerald Publishing Limited