Challenges in the Emerging Digital Financial Landscape

Abstract

This chapter looks at challenges that are arising from emerging business models and those that are related to digital finance in general. This chapter first looks at the four challenges relating to new business models, i.e. walled gardens, shadow banking, monetary sovereignty and singleness of money. The chapter then looks at the four challenges relating to digital finance in general, i.e. consumer's data rights, AI ethics, cybersecurity and financial exclusion.

Citation

Moenjak, T. (2024), "Challenges in the Emerging Digital Financial Landscape", Central Banking at the Frontier, Emerald Publishing Limited, Leeds, pp. 41-57. https://doi.org/10.1108/978-1-83797-130-520241004