Prioritizing service quality factors in Iranian Islamic banking using a fuzzy approach

Abstract

Purpose

The aim of the present research is firstly to examine and recognize the quality elements of services in the banks by SERVQUAL instrument and some Islamic banking factors. Secondly, the aim is to prioritize these factors based on fuzzy TOPSIS. Fuzzy logic provides a useful tool for dealing with decisions in which the phenomena are vague.

Design/methodology/approach

The present research was performed among bank customers. The required information was gathered through a designed questionnaire. Using fuzzy set theory, customers' perceptions of service quality are generally expressed subjectively in vague linguistic terms, and this paper tries to apply a fuzzy approach to service quality.

Findings

The result of this study shows that “short and suitable queue” and “confident and reliable staff” are the most important quality factors in bank service and on the other hand, “being equal with Islamic doctrines” and “accessible branches” are the least significant factors of service quality in the view of Iranian bank customers.

Practical implications

The results of the present research will be useful for bank decision makers to pay particular attention to indicators of most or least importance.

Originality/value

The concept of ranking quality factors in banking service using fuzzy TOPSIS is a new approach, especially in the field of Islamic banking. Banks have huge budgets, which can then be allocated for indicators of higher importance when the importance of each factor is determined.

Citation

Amirzadeh, R. and Reza Shoorvarzy, M. (2013), "Prioritizing service quality factors in Iranian Islamic banking using a fuzzy approach", International Journal of Islamic and Middle Eastern Finance and Management, Vol. 6 No. 1, pp. 64-78. https://doi.org/10.1108/17538391311310752