TY - JOUR AB - Purpose– The aim of this paper is to understand the behavior that Australian youths have towards wireless application protocol (WAP) banking.Design/methodology/approach– This paper is based on a quantitative study of the youth market in Australia. Social cognitive theory is utilized to support a conceptual model that is empirically tested.Findings– The major finding from the research is that the conceptual model is partially supported which indicates the immaturity of WAP technology.Originality/value– Social cognitive theory provides a useful explanation for youth's intentions to use WAP technology in the banking industry. The youth market is an early adopter of technology that presents a good indicator of future market potential. VL - 10 IS - 1 SN - 1460-1060 DO - 10.1108/14601060710720564 UR - https://doi.org/10.1108/14601060710720564 AU - Ratten Vanessa AU - Ratten Hamish PY - 2007 Y1 - 2007/01/01 TI - Social cognitive theory in technological innovations T2 - European Journal of Innovation Management PB - Emerald Group Publishing Limited SP - 90 EP - 108 Y2 - 2024/04/19 ER -