Determinants of Fund Allocations Out of Housing Programs in the UAE

Ibrahim Balkir (University of Sharjah)
Fatma Hassan Ismail (Dubai Petroleum Company)
Sabri Al‐Segini (University of Sharjah)

Journal of Economic and Administrative Sciences

ISSN: 1026-4116

Publication date: 1 June 2006


The government of UAE helps its nationals to own their private houses. One of the programs that are designed to achieve this goal is the Sheikh Zayed Housing Program (SZHP). It pays grants and loans to nationals to have their own houses. This paper examines the factors that affect the fund allocation of SZHP. The researchers obtained the needed data from the offices of the SZHP. The sample consisted of 394 applicants for the year 2000. Regression models were used to assess the effect of family size, income, marital status and location of the applicants on fund allocation. The research findings show that income, family size and location have the most significant effect on fund allocation.



Balkir, I., Hassan Ismail, F. and Al‐Segini, S. (2006), "Determinants of Fund Allocations Out of Housing Programs in the UAE", Journal of Economic and Administrative Sciences, Vol. 22 No. 1, pp. 25-40.

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