Past studies indicate that there is a close relationship between spread of credit card usage in a country and its stage of socio‐economic development. With increased level of socio‐economic and technological development, credit card usage particularly increases in developing countries. Studies credit card usage behavior in an advanced developing country – Turkey. An empirical research study conducted in urban Turkey indicates that there are certain relationships between socio‐economic and demographic characteristics of Turkish consumers and their credit cardholding and usage behaviors. In light of the survey findings, offers a number of marketing strategy guidelines for credit card issuers in developing countries to remain competitive as well as creating more market growth opportunities in this growing service industry.
Kaynak, E., Kucukemiroglu, O. and Ozmen, A. (1995), "Correlates of credit card acceptance and usage in an advanced developing Middle Eastern country", Journal of Services Marketing, Vol. 9 No. 4, pp. 52-63. https://doi.org/10.1108/08876049510094496Download as .RIS
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