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Adoption of Internet banking among sophisticated consumer segments in an advanced developing country

Serkan Akinci (Department of Business Administration, Faculty of Economics and Administrative Sciences, Akdeniz University, Antalya, Turkey)
Şafak Aksoy (Department of Business Administration, Faculty of Economics and Administrative Sciences, Akdeniz University, Antalya, Turkey)
and
Eda Atilgan (Department of Business Administration, Faculty of Economics and Administrative Sciences, Akdeniz University, Antalya, Turkey)

International Journal of Bank Marketing

ISSN: 0265-2323

Article publication date: 1 May 2004

13572

Abstract

This descriptive study was conducted to develop an understanding of consumers' attitudes and adoption of Internet banking among sophisticated consumers. Based on a random sample of academicians, demographic, attitudinal, and behavioral characteristics of Internet banking (IB) users and non‐users were examined. The analyses revealed significant differences between the demographic profiles and attitudes of users and non‐users. IB users were further investigated, and three sub‐segments were defined according to a set of bank selection criteria. Finally, based on the similarities between various Web‐based bank services, four homogeneous categories of services were defined.

Keywords

Citation

Akinci, S., Aksoy, Ş. and Atilgan, E. (2004), "Adoption of Internet banking among sophisticated consumer segments in an advanced developing country", International Journal of Bank Marketing, Vol. 22 No. 3, pp. 212-232. https://doi.org/10.1108/02652320410530322

Publisher

:

Emerald Group Publishing Limited

Copyright © 2004, Emerald Group Publishing Limited

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